Financing & Securitization Analytics - VP

Citigroup Inc.; New York (NY); On-site; USD 175,000 - 250,000; Full time

Benefits offered by this job

Incentives and retention awards

Healthcare benefits

401(k)

Life and disability insurance

Wellness programs

Paid time off

Job summary

Citigroup Inc. is seeking a Vice President/Director to join the Financing and Securitization Analytics team in a structuring-focused role.

You will own the development and management of cashflow models across a varied ABS portfolio and support deal structuring workflows. This role requires strong quantitative and modelling skills, mentoring analysts, and contributing to both analytical and operational infrastructure of a high-performing business.

Qualifications

• 6+ years of experience in ABS structuring, securitized products, or structured finance.
• Strong quantitative and analytical skills with advanced proficiency in Excel and Intex; VBA experience preferred.
• Deep understanding of ABS deal structures, securitization mechanics, and market conventions.
• Proven experience working with rating agencies, external counsel, and institutional investors on transaction execution.
• Strong judgment and attention to detail in evaluating deal structures and credit risk.
• Excellent communication skills and the ability to collaborate effectively across teams and with clients.

Responsibilities

• Lead the structuring and execution of ABS transactions across asset classes.
• Develop and maintain cash flow, collateral, and credit models.
• Conduct quantitative analysis including bond math, scenario analysis, and stress testing.
• Coordinate execution with risk, capital markets, syndicate, sales, trading, legal and operations teams.
• Interface with rating agencies, counsel, and investors throughout deal lifecycles.
• Support capital markets execution with rating agency materials and investor presentations.
• Review transaction documentation to ensure alignment with deal structures and regulatory requirements.
• Identify new asset classes and structuring opportunities in collaboration with teams.

Skills

ABS structuring

Quantitative analysis

Securitization knowledge

Cross-functional collaboration

Credit risk assessment

Communication

Tools

Excel

Intex

VBA

Job description

Citi's Asset Backed Securitization and Financing business is one of the most active and diversified structured finance platforms in the market, operating across a broad range of asset classes including auto, equipment, consumer, solar, with a focus on the esoteric products. The team sits within Citi's Spread Products Business group and works across the full securitization lifecycle — from new-issue structuring and deal analysis through to ongoing surveillance and performance monitoring. The business partners closely with originators, underwriters, and investors globally, leveraging deep analytical capability and market expertise to deliver best-in-class structured finance solutions at scale.

We are looking for a Vice President/ Director to join the Financing and Securitization Analytics team in a structuring-focused role, where you will own the development and management of cashflow models across a large and varied ABS portfolio, support deal structuring workflows. This is a role for a structured finance professional who combines strong quantitative and modelling skills with the ability to work across deal teams, mentor analysts, and contribute to both the analytical and operational infrastructure of a high-performing business.

Key Responsibilities

• Lead the structuring and execution of ABS transactions, including warehouse facilities and term securitizations, across Core (Auto, Personal Loan, Equipment) and Esoteric (Aviation, Data Center, Triple Net Lease) asset classes.
• Develop, maintain, and enhance detailed cash flow, collateral, and credit models using Excel, Intex, and related analytical tools.
• Conduct rigorous quantitative analysis, including bond math, scenario analysis, and stress testing, to assess deal economics, structural features, and credit risk.
• Coordinate execution with internal teams including credit risk, capital markets, syndicate, sales, trading, legal, and operations.
• Interface with external parties such as rating agencies, legal counsel, accountants, and investors throughout the lifecycle of each transaction.
• Support capital markets execution through preparation of rating agency materials, offering documentation, and investor marketing presentations.
• Review and provide feedback on transaction documentation to ensure alignment with deal structures, credit assumptions, and regulatory requirements.
• Identify new asset classes, subsectors, and structuring opportunities in collaboration with coverage teams and origination partners.

Required Qualifications

• 6+ years of experience in ABS structuring, securitized products, or structured finance, with exposure to non‑traditional collateral.
• Strong quantitative and analytical skills, with advanced proficiency in Excel and Intex; VBA experience preferred.
• Deep understanding of ABS deal structures, securitization mechanics, and market conventions.
• Proven experience working with rating agencies, external counsel, and institutional investors on transaction execution.
• Strong judgment and attention to detail in evaluating deal structures and credit risk.
• Excellent communication skills and the ability to collaborate effectively across teams and with clients.

Preferred Qualifications

• Highly organized, detail‑oriented, and capable of managing multiple live transactions concurrently.
• Creative, solutions‑oriented approach to structuring and problem‑solving in less standardized asset classes.
• Series 7 and 63 licenses preferred.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Job Family Group:

Institutional Trading

Job Family:

Structuring

Time Type:

Full time

Primary Location:

New York New York United States

Primary Location Full Time Salary Range:

$175,000.00 - $250,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards.

• discretionary and formulaic incentive and retention awards
• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.

For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Oct 26, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

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