Senior/Associate Structured Finance Specialist

CARDO AI; New York (NY); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Competitive pay

Benefits plan

Paid time off

Career growth

Culture of innovation

Job summary

Cardo AI is seeking a Structured Credit Associate to execute transactions across asset classes. You will report to the Head of Client Integration and collaborate with banks, trustees, and investors to deliver data-driven solutions that transform the alternative investment space.

You will analyze securitization and asset-based lending structures, map data sources to proprietary models, and act as a trusted advisor to financial institutions.

Qualifications

• 3 to 5 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.
• Strong analytical skills and experience working with large datasets; familiarity with SQL and other tools is preferred.
• A problem-solving mindset and ability to drive projects forward autonomously.
• Exceptional communication skills and a passion for client interaction in a fast-paced, high-growth environment.

Responsibilities

• Analyze securitization and asset-based lending structures and extract key insights from reports and legal documents.
• Work with large datasets and map data sources to Cardo AI's financial models.
• Act as a trusted advisor to financial institutions and deliver tailored solutions.
• Collaborate with Customer Success, Product, and Engineering to ensure seamless implementation.

Skills

Analytical skills

Autonomy

Client communication

Tools

SQL

Python

R

Job description

At Cardo AI, we've been on a mission since 2018 to make Private Credit and Asset-Based Finance (ABF) markets more accessible and efficient. Today, with over $40 billion in assets under technology, our platform empowers banks, trustees, and investors to accelerate growth through smarter strategies, faster transactions, and optimized investment portfolios.

Driven by a bold vision to help grow the ABF market beyond $40 trillion, we're building a future defined by speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we transform complexity into opportunity, enabling our clients to unlock growth and stay ahead.

Learn more about our products, services, and mission at www.cardoai.com.

About Cardo AI

At Cardo AI, we've been on a mission since 2018 to make Private Credit and Asset-Based Finance (ABF) markets more accessible and efficient. Today, with over $40 billion in assets under technology, our platform empowers banks, trustees, and investors to accelerate growth through smarter strategies, faster transactions, and optimized investment portfolios.

Driven by a bold vision to help grow the ABF market beyond $40 trillion, we're building a future defined by speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we transform complexity into opportunity, enabling our clients to unlock growth and stay ahead.

Learn more about our products, services, and mission at www.cardoai.com.

The Role

As a Structured Credit Associate, you will play a key role in executing structured credit transactions across various asset classes. Reporting to the Head of Client Integration, you will collaborate with financial institutions, alternative investors, and internal teams to deliver data-driven solutions that drive industry transformation. This role offers autonomy and exposure to global stakeholders, providing an opportunity to take ownership and make a significant impact in the alternative investment space.

What You Will Do

• Analyze securitization and asset-based lending structures, extracting key insights from reports, legal documentation, and transaction mechanics to optimize investment fstrategies.

• Work with large datasets, mapping data sources to Cardo AI's proprietary financial models (SQL, Python, R, or similar tools are a plus — training provided).

• Act as a trusted advisor to financial institutions, delivering tailored solutions that enhance efficiency and returns.

• Collaborate with Customer Success, Product, and Engineering teams to ensure seamless process implementation.

What You Bring

• 3 to 5 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.

• Strong analytical skills and experience working with large datasets; familiarity with SQL and other tools is preferred.

• A problem-solving mindset and ability to drive projects forward autonomously.

• Exceptional communication skills and a passion for client interaction in a fast-paced, high-growth environment.

Compensation & Benefits

• Competitive pay range: $110,000–$170,000, with flexibility based on experience, seniority, and industry knowledge.

• Comprehensive benefits plan (health, dental, vision, retirement).

• Generous paid time off.

• Opportunities for career growth within a fast-scaling fintech innovator.

• A collaborative, innovative, and entrepreneurial culture that values creativity, initiative, and impact.

Join Cardo AI and let boldness and creativity reign. Together, we'll shape the future of fintech!