Senior/Associate Structured Finance Specialist

Deel; New York (NY); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Generous PTO

Career growth

Collaborative culture

Job summary

Cardo AI in New York is seeking a Senior/Associate Structured Finance Specialist to execute structured credit transactions across asset classes, reporting to the Head of Client Integration and partnering with institutions and internal teams.

You will analyze securitization and asset-based lending structures, work with large datasets (SQL, Python, R), and deliver data-driven solutions that drive efficiency and growth for clients in a fast-growing fintech.

Qualifications

• 3 to 5 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.
• Strong analytical skills with large datasets; familiarity with SQL and other tools is preferred.
• Problem-solving mindset and ability to drive projects forward autonomously.
• Exceptional communication skills and client interaction in a fast-paced, high-growth environment.

Responsibilities

• Analyze securitization and asset-based lending structures and extract key insights from reports and legal docs.
• Map data sources to Cardo AI's proprietary financial models using SQL, Python, or R.
• Act as a trusted advisor to financial institutions, delivering tailored solutions to improve efficiency and returns.
• Collaborate with Customer Success, Product, and Engineering to ensure seamless process implementation.

Skills

Structured finance

Securitizations

Asset-based lending

SQL

Python

R

Analytics

Tools

SQL

Python

R

Job description

Senior/Associate Structured Finance Specialist

Integrations - Engineering/ Product/ Tech · New York, USA · Full-time

About Cardo AI

At Cardo AI, we've been on a mission since 2018 to make Private Credit and Asset-Based Finance (ABF) markets more accessible and efficient. Today, with over $40 billion in assets under technology, our platform empowers banks, trustees, and investors to accelerate growth through smarter strategies, faster transactions, and optimized investment portfolios.

Driven by a bold vision to help grow the ABF market beyond $40 trillion, we're building a future defined by speed, confidence, and innovation. By combining automated workflows, comprehensive data, and AI-driven insights, we transform complexity into opportunity, enabling our clients to unlock growth and stay ahead.

As a Structured Credit Associate, you will play a key role in executing structured credit transactions across various asset classes. Reporting to the Head of Client Integration, you will collaborate with financial institutions, alternative investors, and internal teams to deliver data-driven solutions that drive industry transformation. This role offers autonomy and exposure to global stakeholders, providing an opportunity to take ownership and make a significant impact in the alternative investment space.

What You Will Do

Analyze securitization and asset-based lending structures, extracting key insights from reports, legal documentation, and transaction mechanics to optimize investment fstrategies.

Work with large datasets, mapping data sources to Cardo AI's proprietary financial models (SQL, Python, R, or similar tools are a plus — training provided).

Act as a trusted advisor to financial institutions, delivering tailored solutions that enhance efficiency and returns.

Collaborate with Customer Success, Product, and Engineering teams to ensure seamless process implementation.

What You Bring

3 to 5 years of experience in structured finance, securitizations, leveraged finance, or asset-based lending.

Strong analytical skills and experience working with large datasets; familiarity with SQL and other tools is preferred.

A problem-solving mindset and ability to drive projects forward autonomously.

Exceptional communication skills and a passion for client interaction in a fast-paced, high-growth environment.

Competitive pay range: $110,000–$170,000, with flexibility based on experience, seniority, and industry knowledge.

Generous paid time off.

Opportunities for career growth within a fast-scaling fintech innovator.

A collaborative, innovative, and entrepreneurial culture that values creativity, initiative, and impact.

Join Cardo AI and let boldness and creativity reign. Together, we'll shape the future of fintech!