Strategic VP — Consumer Lending & Member Solutions

Valley First Credit Union; Modesto (CA); On-site; USD 143,000 - 180,000; Full time

Job summary

Valley First Credit Union in Modesto, CA is seeking a strategic Vice President of Consumer Lending & Member Solutions to lead consumer, indirect, and real estate lending, loan services, and collections. This leadership role ties lending strategy to member experience and regulatory compliance.

Working with the Chief Lending Officer, you will drive growth, optimize performance, and ensure responsible risk management while expanding access to financial services in the community.

Qualifications

• Bachelor's degree required in a relevant field.
• Minimum six years across consumer, indirect, real estate lending, loan services, and member solutions/collections.
• At least three years of senior management experience.
• Strong knowledge of lending regulations, risk management, and industry best practices.

Responsibilities

• Oversee consumer, indirect, real estate lending, loan services, and collections operations with focus on performance and member experience.
• Develop lending and pricing strategies balancing growth, profitability, and risk.
• Shape lending products and collections strategies while monitoring portfolio performance.

Skills

Strategic planning

Lending growth

Team leadership

Analytical skills

Communication

Education

Bachelor's degree in Accounting, Business Administration, Finance, Financial Management, Economics, Management, or related field

Master's degree preferred

Tools

nCino

Analytics tools

AI technologies

Job description

Valley First Credit Union in Modesto, CA is seeking a strategic Vice President of Consumer Lending & Member Solutions to lead consumer, indirect, and real estate lending, loan services, and collections. This leadership role ties lending strategy to member experience and regulatory compliance.

Working with the Chief Lending Officer, you will drive growth, optimize performance, and ensure responsible risk management while expanding access to financial services in the community.