VP, Consumer Lending & Digital Growth

Socket.dev; Santa Rosa (CA); On-site; USD 179,000 - 211,000; Full time

Job summary

Redwood Credit Union seeks a strategic Vice President of Consumer Lending to lead all consumer lending activities, including auto, personal, credit card, and indirect lending. The role focuses on digital-first experiences, technology modernization, and data-driven personalization to grow the portfolio while managing risk and ensuring compliance.

Responsibilities include executive leadership, program management, and planning to optimize lending strategies, pricing, and vendor partnerships,

Qualifications

• Bachelor's degree in business administration, finance, or closely related field.
• Ten years’ experience with lending in a financial institution.
• Three years of progressive leadership experience.

Responsibilities

• Provide executive leadership for consumer lending, directing origination, processing, underwriting, and funding of loans and credit cards.
• Develop and implement lending strategies to increase member engagement and product adoption; partner with Marketing and branches.
• Lead risk management, policy adherence, and portfolio performance reviews; manage budgets and staffing.
• Collaborate with IT/data teams to leverage AI/driven analytics for real-time decisioning and lending lifecycle improvements.
• Oversee vendor partnerships and ensure superior member experiences, compliance, and efficiency.

Skills

Consumer lending knowledge

Leadership

Regulatory compliance

AI in lending

Negotiation

Analytical skills

Communication

Education

Bachelor's degree in business/finance

Job description

Redwood Credit Union seeks a strategic Vice President of Consumer Lending to lead all consumer lending activities, including auto, personal, credit card, and indirect lending. The role focuses on digital-first experiences, technology modernization, and data-driven personalization to grow the portfolio while managing risk and ensuring compliance.

Responsibilities include executive leadership, program management, and planning to optimize lending strategies, pricing, and vendor partnerships,