Strategic Mortgage Loan Advisor

Mmbba; Morgantown (WV); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Burke & Herbert Bank & Trust in Morgantown, WV seeks a mortgage loan professional to initiate and manage the mortgage process for purchase or refinance. You will meet with borrowers, present suitable products, analyze financial data, lock rates, and coordinate with processing teams to keep clients informed about loan status.

This role requires strong networking with real estate agents and partners, plus a diligent approach to documentation to ensure compliance with bank policies and regulatory

Qualifications

• Must be registered with NMLS Federal Registry.
• Minimum of two years residential mortgage lending experience.
• A four-year college degree is preferred.

Responsibilities

• Initiate and manage the mortgage process for loan applications.
• Meet with potential borrowers to assess mortgage needs.
• Present bank's mortgage products and services to meet borrower's goals.
• Complete loan applications and analyze financial data.
• Lock rates per policy and regulatory guidelines.
• Prepare or request all loan documentation from the appropriate party.
• Coordinate with Centralized Processing to order appraisals and attorney work.
• Maintain communication with borrowers regarding loan status.
• Ensure knowledge of lending programs, policies, procedures, and regulatory requirements.
• Service all in-house and secondary market loans in your portfolio.
• Assist clients with monthly billing and collections cycle.
• Monitor delinquent payments and coordinate with Debt Management.
• Collaborate with other departments to resolve issues.

Skills

Networking

Interpersonal skills

Attention to detail

Excel

Education

NMLS Federal Registry

Residential mortgage lending experience

Bachelors degree preferred

Tools

Excel

Job description

Burke & Herbert Bank & Trust in Morgantown, WV seeks a mortgage loan professional to initiate and manage the mortgage process for purchase or refinance. You will meet with borrowers, present suitable products, analyze financial data, lock rates, and coordinate with processing teams to keep clients informed about loan status.

This role requires strong networking with real estate agents and partners, plus a diligent approach to documentation to ensure compliance with bank policies and regulatory