Mortgage Loan Advisor — Networking & Client Solutions

Burke & Herbert Bank & Trust; Morgantown (WV); On-site; USD 52,000 - 76,000; Full time

Job summary

Burke & Herbert Bank & Trust seeks a Mortgage Loan Specialist in Morgantown, WV, to initiate the mortgage process, prepare and verify loan applications, and attract new clients through real estate professionals and referrals.

You will review borrower's financial data, present suitable mortgage products, and coordinate with processing and underwriting to ensure timely closings. Local travel is required.

Qualifications

• Must be registered with NMLS Federal Registry.
• Minimum of two years residential mortgage lending experience.
• A four-year college degree is preferred.

Responsibilities

• Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
• Meet with potential borrowers regarding their mortgage needs.
• Present bank's mortgage products and services that meet borrower’s financial goals.
• Complete the borrower’s application and analyze the borrowers financial and credit data.
• Lock rate per company and regulatory guidelines.
• Prepare or request all applicable loan documentation from the appropriate party or department.
• Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
• Maintain communication with the borrower regarding the loan status.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Service all in-house and secondary market loans in your portfolio.
• Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
• Assist clients with monthly billing and collections cycle.
• Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
• Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.

Skills

Networking

Interpersonal skills

Financial/quantitative skills

Education

NMLS Federal Registry

2+ years residential mortgage lending experience

4-year college degree preferred

Job description

Burke & Herbert Bank & Trust seeks a Mortgage Loan Specialist in Morgantown, WV, to initiate the mortgage process, prepare and verify loan applications, and attract new clients through real estate professionals and referrals.

You will review borrower's financial data, present suitable mortgage products, and coordinate with processing and underwriting to ensure timely closings. Local travel is required.