Strategic Large Accounts Underwriter (Remote)

EMC Insurance Companies; Tennessee; On-site; USD 100,000 - 152,000; Full time

Job summary

EMC Insurance Companies seeks a seasoned Large Accounts Underwriter to manage a defined territory, evaluate complex commercial risks, and develop tailored coverage solutions. You will partner closely with agents and brokers to build strong market relationships and drive profitable growth.

The role requires five years of underwriting experience, strong communication skills, and the ability to navigate multi-line accounts while applying EMC guidelines. Travel to agencies may be needed.

Qualifications

• Bachelor's degree in insurance or business administration or equivalent
• Five years of commercial underwriting experience
• Experience with large accounts including $500K+ premiums
• CPCU designation preferred

Responsibilities

• Manage and grow a profitable Large Accounts portfolio within assigned underwriting authority and territory.
• Evaluate complex multi-line accounts to determine pricing, coverage structures, and risk selection.
• Apply underwriting guidelines using loss history, financial data, risk control reports, and pricing tools.
• Maintain accurate underwriting documentation to support sound decisions and regulatory compliance.
• Negotiate underwriting terms, conditions, and pricing for Large Accounts business.
• Build and strengthen relationships with brokers and agents to drive growth and retention.
• Educate agency partners on EMC's Large Accounts appetite, capabilities, systems, and services.
• Conduct agency visits to discuss opportunities, account performance, and market updates.
• Partner with regional leadership on agency strategy, planning, and business development initiatives.
• Serve as a Large Accounts subject matter resource for internal business partners.
• Collaborate with sales, marketing, and leadership to optimize agency and portfolio performance.
• Monitor market trends, competitive activity, and industry developments to inform underwriting and growth strategies.

Skills

Underwriting knowledge

Risk analysis

Communication skills

Presentation skills

Project management

Customer service

Computer skills

Teamwork

Travel readiness

Education

Bachelor's degree in insurance or business administration

CPCU designation

Tools

Microsoft Office

Job description

EMC Insurance Companies seeks a seasoned Large Accounts Underwriter to manage a defined territory, evaluate complex commercial risks, and develop tailored coverage solutions. You will partner closely with agents and brokers to build strong market relationships and drive profitable growth.

The role requires five years of underwriting experience, strong communication skills, and the ability to navigate multi-line accounts while applying EMC guidelines. Travel to agencies may be needed.