Senior Large Accounts Underwriter — Remote & Growth Focus

EMC Insurance; North Carolina; Hybrid; USD 100,000 - 152,000; Full time

Benefits offered by this job

401(k) match

Pension plan

Paid time off

Tuition reimbursement

Wellness program

Flexible work arrangements

Job summary

EMC Insurance is seeking a Large Accounts Underwriter to manage a defined territory and drive profitable growth by evaluating complex commercial risks and developing tailored coverage solutions.

You will partner with agents/brokers, build market relationships, and influence portfolio performance while adhering to underwriting guidelines and regulatory requirements. The role offers remote work for NC/GA/TN residents and opportunities for agency strategy collaboration.

Qualifications

• Bachelor’s degree in insurance or business administration or equivalent experience.
• Five years of commercial underwriting experience or related experience.
• Experience with large accounts including $500K+ premium, loss-sensitive programs, complex risk profiles preferred.
• Insurance designations such as CPCU are a plus.

Responsibilities

• Manage a profitable Large Accounts portfolio within assigned underwriting authority and territory.
• Evaluate complex multi-line accounts to determine pricing, coverage structures, and risk selection.
• Negotiate terms, conditions, and pricing for Large Accounts.

Skills

Underwriting knowledge

Risk analysis

Communication skills

Customer service

Education

Bachelor’s degree in insurance or business administration

Tools

Microsoft Office

Pricing tools

Job description

EMC Insurance is seeking a Large Accounts Underwriter to manage a defined territory and drive profitable growth by evaluating complex commercial risks and developing tailored coverage solutions.

You will partner with agents/brokers, build market relationships, and influence portfolio performance while adhering to underwriting guidelines and regulatory requirements. The role offers remote work for NC/GA/TN residents and opportunities for agency strategy collaboration.