Strategic Credit & Collections Analyst

Construction Specialties; Muncy (Lycoming County); On-site; USD 45,000 - 65,000; Full time

Job summary

Construction Specialties is seeking a Credit and Collections Specialist to review credit sources, establish lines of credit, and manage delinquent accounts across our customer base. The role emphasizes accurate record-keeping, liaison with lenders, preparation of notices and liens where required, and collaboration with sales and operations to protect cash flow.

Experience in construction materials distribution and knowledge of Mechanic's Liens is preferred.

Qualifications

• Associate degree or equivalent from two-year college or technical school.
• 3–5 years of dedicated commercial credit and collections experience.
• Mandatory experience in construction, subcontracting, industrial manufacturing, or building materials distribution.
• Legal knowledge with Mechanic’s Liens and lien waiver processes.
• Proficiency in major ERP systems.
• Strong negotiation skills while maintaining client relationships.
• Ability to read and interpret credit documents and write routine reports.
• Excellent interpersonal skills and teamwork ability.
• Computer literacy and ability to work in a team environment.
• High stress tolerance and proactive problem-solving.

Responsibilities

• Gathers and compiles credit information using established procedures.
• Maintains reports on credit risks in granting credit to new customers.
• Evaluates credit worthiness and establishes customer lines of credit.
• Mails form letters to encourage payment of delinquent accounts.
• Confers with customers by phone to determine reason for overdue payment.
• Confer with supervisor on resolution of difficult cases.
• Contacts delinquent accounts and documents inquiries for accurate data.
• Records financial status and collection progress of customers.
• Prepares liens, waivers, and notices to owners or lenders.
• Processes claims in bankruptcy or legal proceedings.
• Assists in confirming receivables, bad debts, and reserves.
• Sorts and files correspondence and grants extensions of credit.
• Prepares reports on credit and collection activity; assists with year-end audit.
• Ensures conformance to ISO 14001 EMS standards within environmental policy.

Skills

Negotiation skills

Communication skills

Interpersonal skills

Time management

Teamwork

Education

Associate degree (A. A.) or equivalent

Tools

ERP systems

Job description

Construction Specialties is seeking a Credit and Collections Specialist to review credit sources, establish lines of credit, and manage delinquent accounts across our customer base. The role emphasizes accurate record-keeping, liaison with lenders, preparation of notices and liens where required, and collaboration with sales and operations to protect cash flow.

Experience in construction materials distribution and knowledge of Mechanic's Liens is preferred.