Strategic Controller for Lending & Growth

Idea Financial; Miami (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

Idea Financial, a fast-growing lending platform in the US, is seeking a hands-on Controller to lead all financial operations, reporting, and compliance across the organization. You will oversee accounting, loan accounting, cash management, and annual audits, prepare statements, and support strategic decision-making with rigorous financial analysis.

This role suits a proactive leader with lending/financial services experience who thrives in a fast-paced environment and can drive process

Qualifications

• Bachelor’s degree in Accounting, Finance, or related field; CPA preferred.

Responsibilities

• Oversee accounting operations: general ledger, revenue recognition, loan accounting, and expense management.
• Prepare monthly, quarterly, and annual financial statements, including reporting to credit financing partners.
• Oversee consolidation and intercompany transactions across multiple entities, including monthly close journal entries.
• Develop and manage budgets, forecasts, and cash flow analysis.
• Oversee the Accounting Manager in accounts payable, receivable, bank reconciliations, and general ledger management.
• Manage the entity listing, including creating new entities as needed, preparing annual state filings.
• Ensure compliance with US GAAP and regulatory requirements.
• Monitor and record loan originations, repayments, interest accruals, and servicing income.
• Manage reconciliations of loan activity with custodians, fund administrators, credit warehouse, servicers, and internal systems.
• Manage bank accounts and liquidity across entities daily, including opening new bank accounts as needed.
• Approve ACH/wires, manage cash flows between entities, and ensure proper use of funds across SPVs and conduits.
• Maintain banking relationships and monitor covenant compliance as applicable.
• Serve as primary liaison with external auditors and tax preparers.
• Prepare audit and tax workpapers, and support annual financial statement audits and tax return filings.
• Assist in regulatory reporting
• Implement and improve accounting and operational systems and controls.
• Help scale the finance function as the firm grows, including potential onboarding of junior staff or third-party support.
• Various ad-hoc activities and projects, as needed.
• Support HR and payroll processing.

Skills

Detail-oriented

Team player

Independent worker

Education

Bachelor’s degree in Accounting, Finance, or related field

CPA preferred

Tools

QuickBooks

NetSuite

Excel

Fund accounting systems

Job description

Idea Financial, a fast-growing lending platform in the US, is seeking a hands-on Controller to lead all financial operations, reporting, and compliance across the organization. You will oversee accounting, loan accounting, cash management, and annual audits, prepare statements, and support strategic decision-making with rigorous financial analysis.

This role suits a proactive leader with lending/financial services experience who thrives in a fast-paced environment and can drive process