Strategic Business Services & Loan Solutions Consultant

First Community Bank; Augusta (GA); Presencial; USD 75 000 - 110 000; Tempo integral

Resumo da oferta

First Community Bank is seeking a dynamic Business Development Officer to expand relationships with existing customers and prospect for new clients in the Augusta area.

You will respond to inquiries on loan and deposit products, assess credit, and present compelling sales proposals. The role requires sharp product knowledge, strong communication, and a proactive, self-starter attitude. This is a full-timeposition in our commercial banking team.

Qualificações

• Bachelor's degree or 5+ years related experience or an equivalent combination.
• Effective oral and written communication skills.
• Ability to speak effectively before groups.
• Ability to compute basic to moderately complex math calculations.
• Basic problem-solving and analytical skills; interpret instructions in various formats.
• Attention to detail and well organized.
• Effective presentation skills; proficient with PC software (Word, Excel).

Responsabilidades

• Be an ambassador to the bank, matching products and services to customer needs and prospecting for new customers.
• Respond to inquiries related to loan and deposit products, rates, procedures, etc.
• Be proficient in business services products (DDA, sweep analyses/proposals, BoB, HSAs, Merchant Capture, Payroll Cards, Positive Pay, Web ACH Editor).
• Demonstrate knowledge of loan products and services (real estate, construction, working capital lines, equipment, vehicle).
• Interview loan applicants and request information for credit decisions.
• Conduct credit analysis to support loan approvals within authority.
• Compile loan packages and negotiate loan structure and terms with applicants.
• Ensure loan documents comply with policy and are accurate.
• Prepare and present sales proposals and RFPs; participate in product training.
• Own customer problems to achieve resolution; identify improvements for services.
• Identify and analyze potential loan markets to develop prospects.
• Follow policies and regulations; coordinate with legal and operations for compliance.
• Support banking office operations; assist tellers and staff; approve transactions where appropriate.
• Promote bank via referrals using endorsed processes; engage in CRA reporting.
• Engage in community involvement and leadership within organizations.

Conhecimentos

Business banking

Credit analysis

Sales & prospecting

Customer relations

Product knowledge

Formação académica

Bachelor's degree / equivalent experience

5+ years related experience

Ferramentas

Word

Excel

Descrição da oferta de emprego

First Community Bank is seeking a dynamic Business Development Officer to expand relationships with existing customers and prospect for new clients in the Augusta area.

You will respond to inquiries on loan and deposit products, assess credit, and present compelling sales proposals. The role requires sharp product knowledge, strong communication, and a proactive, self-starter attitude. This is a full-timeposition in our commercial banking team.