Strategic Business Loan Underwriter II

Origin Bank; Pecan Creek (MS); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Dream Manager program

Health and wellness coach access

Free access to certified financial/pro

Job summary

Origin Bank is seeking an experienced Business Underwriter to evaluate loan applications up to $3 million and ensure compliance with lending laws and bank policies. You will analyze income, debt levels, and financial statements to determine repayment ability and risk, preparing comments for loan files and supporting decisioning.

Strong communication and relationship-building with lenders are essential. The role requires a Bachelor's degree and at least five years of underwriting experience, with

Qualifications

• Bachelor's degree from a four-year college or university.
• Minimum five years' experience as a business underwriter or equivalent.
• Strong knowledge of Origin Bank Lending Policy and lending regulations.

Responsibilities

• Evaluates loan applications up to $3 million for business purposes.
• Analyzes income and debt to determine Debt Service Coverage ratios.

Skills

Financial analysis

Risk assessment

Communication

Relationship building

Education

Bachelor's degree in business/finance

5+ years underwriting experience

Tools

Microsoft Excel

Microsoft Word

Outlook

Internet

Job description

Origin Bank is seeking an experienced Business Underwriter to evaluate loan applications up to $3 million and ensure compliance with lending laws and bank policies. You will analyze income, debt levels, and financial statements to determine repayment ability and risk, preparing comments for loan files and supporting decisioning.

Strong communication and relationship-building with lenders are essential. The role requires a Bachelor's degree and at least five years of underwriting experience, with