Senior Business Lending Underwriter II

Origin Bank; Jackson (MS); On-site; USD 65,000 - 90,000; Full time

Job summary

Origin Bank seeks a skilled Business Underwriter to evaluate loan relationships up to $3 million, ensuring compliance with policies and lending laws.

You will analyze income, debt, DSC ratios, perform cash flow analyses, and prepare collateral valuations to support loan decisions. This role requires strong credit judgment and collaboration with lenders to maximize profitability and minimize risk.

Qualifications

• Bachelor's degree and at least five years of business underwriting experience.
• Strong ability to analyze income, debt, and DSC ratios for loan repayment
• Proficient in evaluating credit scores and assessing pricing and risk
• Clear writer of loan decisions with documented observations

Responsibilities

• Evaluate loan applications up to $3 million for business purposes.
• Analyze financial statements, tax returns, and cash flows.
• Prepare collateral valuations and financial analyses for loan requests.
• Support lenders with policy guidance and loan structuring.
• Attend risk meetings to stay current on high‑risk credits.

Skills

Underwriting

Financial analysis

Credit evaluation

Communication

Education

Bachelor's degree

Tools

Excel

Outlook

Word

Job description

Origin Bank seeks a skilled Business Underwriter to evaluate loan relationships up to $3 million, ensuring compliance with policies and lending laws.

You will analyze income, debt, DSC ratios, perform cash flow analyses, and prepare collateral valuations to support loan decisions. This role requires strong credit judgment and collaboration with lenders to maximize profitability and minimize risk.