Strategic Business Lending Underwriter II

Origin Bank; West Monroe (LA); On-site; USD 65,000 - 90,000; Full time

Job summary

Origin Bank is seeking a seasoned Loan Underwriter to assess business loan applications up to $3 million, evaluating income, debt, and collateral. You will prepare cash flow analyses and ensure adherence to lending policies while maintaining strong lender relationships.

The role requires a bachelor's degree and at least five years of underwriting experience, with a focus on accuracy, risk assessment, and compliance in a banking environment.

Qualifications

• Bachelor's degree required.
• Minimum five years' experience as a business underwriter.
• Strong analytical and financial statement skills.
• Knowledge of lending policies and procedures.

Responsibilities

• Evaluate loan applications up to $3M for business purposes.
• Analyze income and debt to determine DSC and repayment ability.
• Prepare company cash flows, global cash flows, and financial analyses for loan requests.
• Review financial statements and collateral valuations for credits.
• Provide guidance on loan policy requirements, covenants, and monitoring.
• Build and maintain relationships with lenders and support staff.

Skills

Underwriting

Financial Analysis

Credit Analysis

Lending Policy Knowledge

Education

Bachelor's degree (B.A.)

Tools

Microsoft Excel

Microsoft Word

Job description

Origin Bank is seeking a seasoned Loan Underwriter to assess business loan applications up to $3 million, evaluating income, debt, and collateral. You will prepare cash flow analyses and ensure adherence to lending policies while maintaining strong lender relationships.

The role requires a bachelor's degree and at least five years of underwriting experience, with a focus on accuracy, risk assessment, and compliance in a banking environment.