Lending Underwriter II: Drive Business Growth

Origin Bank; The Woodlands (TX); On-site; USD 80,000 - 120,000; Full time

Job summary

Origin Bank is seeking an experienced Loan Underwriter to evaluate loan applications up to $3 million, ensuring compliance with policies and regulations. The role focuses on financial statement analysis, DSC assessment, and risk evaluation for business loans.

The candidate will prepare cash flows, collateral valuations, and provide clear, written recommendations to support loan decisions while maintaining strong lender relationships within a professional banking environment.

Qualifications

• Bachelor's degree required with five years' underwriting experience or equivalent.
• Ability to read, analyze, and interpret business materials and regulations.
• Strong analytical and communication skills, with attention to detail.

Responsibilities

• Underwrites loan relationships up to $3 million in line with policies and laws.
• Evaluates loan applications and determines repayment ability via DSC analysis.
• Prepares cash flow analyses, financial statements, and collateral valuations for requests.
• Provides risk-focused comments to support loan decisions and maintains documentation.

Skills

Debt service analysis

Credit analysis

Financial statement analysis

Communication skills

Excel proficiency

MS Word

Customer service orientation

Education

Bachelor's degree

Tools

Microsoft Excel

Microsoft Word

Outlook

Job description

Origin Bank is seeking an experienced Loan Underwriter to evaluate loan applications up to $3 million, ensuring compliance with policies and regulations. The role focuses on financial statement analysis, DSC assessment, and risk evaluation for business loans.

The candidate will prepare cash flows, collateral valuations, and provide clear, written recommendations to support loan decisions while maintaining strong lender relationships within a professional banking environment.