SMB Card Acquisitions & Risk Strategy Associate

J.P. Morgan; New York (NY); On-site; USD 80,000 - 110,000; Full time

Benefits offered by this job

Health care coverage

Retirement savings plan

Tuition reimbursement

Mental health support

Financial coaching

Job summary

J.P. Morgan is seeking an Associate in Card Acquisitions Risk in New York. This role engages with risk strategies for small business credit appetites and manages lending decisions. Candidates will work on defining risk management strategies and collaborate across departments to balance growth and risk.

Ideal candidates will hold a Bachelor’s Degree and have 2+ years of experience in consumer lending or retail credit. A competitive salary and comprehensive benefits package are offered.

Qualifications

• Bachelor’s Degree in finance, business administration, or a related field is required.
• 2+ years in consumer lending, originations, or retail credit in large-scale financial services.
• Exceptional analytical and finance skills.

Responsibilities

• Evaluate the Credit Box in partnership with the SMB Acquisitions Lead.
• Assess new expansion opportunities and execute approved opportunities.
• Set up processes to ensure execution on credit assumptions.
• Define variables for new credit models and collaborate with the modeling team.
• Develop metrics to track performance.

Skills

Credit risk management

Analytical skills

Quantitative finance

Consumer lending experience

Education

Bachelor’s Degree in finance or business administration

Job description

J.P. Morgan is seeking an Associate in Card Acquisitions Risk in New York. This role engages with risk strategies for small business credit appetites and manages lending decisions. Candidates will work on defining risk management strategies and collaborate across departments to balance growth and risk.

Ideal candidates will hold a Bachelor’s Degree and have 2+ years of experience in consumer lending or retail credit. A competitive salary and comprehensive benefits package are offered.