Card Acquisition & Risk Strategy Associate

JPMorganChase; Wilmington (DE); On-site; USD 90,000 - 130,000; Full time

Job summary

JPMorgan Chase is seeking a Risk Strategy Associate in the Card Credit Decisioning team to shape acquisition risk strategy by setting guardrails for growth, monitoring performance, and strengthening underwriting decisions across key customer segments.

You will partner across teams, use data to drive decisions, and influence outcomes at scale in a dynamic environment. This role requires building governance, monitoring, and reporting processes for credit risk and ensuring regulatory compliance.

Qualifications

• Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Math) preferred.
• 2+ years of experience in direct-to-consumer lending or retail credit at a large financial services firm.
• Ability to evaluate and manage credit risk effectively.
• Strong quantitative, financial, and analytical skills.
• Demonstrated strategic thinking and execution skills with track record of improving outcomes.
• Experience collaborating across teams and lines of business in large organizations.
• Strong ability to create executive-level presentation materials and simplify complex topics.
• Experience with analytics tools: SAS, SQL, Python, or Tableau.

Responsibilities

• Partner with product and risk teams to assess new credit opportunities and define execution plans.
• Establish governance routines to validate underwriting assumptions and ensure disciplined execution.
• Define inputs for new credit models and work with modeling teams on roadmap and delivery.
• Develop and maintain performance metrics to track acquisition outcomes and risk trends.
• Lead performance monitoring updates and executive-ready reporting for senior stakeholders.
• Contribute to shaping credit policies, underwriting standards, and risk management frameworks.
• Ensure adherence to regulations and internal control requirements for credit risk.
• Collaborate with risk, underwriting, legal, and finance to balance growth and risk outcomes.
• Provide recommendations and approvals for complex acquisition-related credit transactions.

Skills

Credit risk evaluation

Data analysis

Executive presentations

Cross-team collaboration

Problem solving

SQL

Python

Tableau

Education

Bachelor's degree in a quantitative discipline

Tools

SAS

SQL

Python

Tableau

Job description

JPMorgan Chase is seeking a Risk Strategy Associate in the Card Credit Decisioning team to shape acquisition risk strategy by setting guardrails for growth, monitoring performance, and strengthening underwriting decisions across key customer segments.

You will partner across teams, use data to drive decisions, and influence outcomes at scale in a dynamic environment. This role requires building governance, monitoring, and reporting processes for credit risk and ensuring regulatory compliance.