Strategic Card Acquisitions Risk Senior Associate

Next Frontier Capital; Wilmington (DE); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Comprehensive health care coverage

Retirement savings plan

On-site health and wellness centers

Tuition reimbursement

Mental health support

Job summary

Chase is seeking a Card Acquisitions Risk Strategy Senior Associate to define and manage credit risk strategies for small business card acquisitions. You will partner across risk, product, finance, and modeling teams to shape underwriting policies and drive data-informed decisions affecting approve/decline decisions and credit line assignments.

The role requires analyzing risk, developing robust models, and communicating effectively with senior leadership to support growth with prudent risk

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• 4 years of experience in direct-to-consumer lending, originations, or retail credit at a large-scale financial services organization.
• Demonstrated ability to evaluate and manage credit risk, with strong quantitative and qualitative analytical skills.
• Proven strategic thinking and execution capabilities, with a track record of identifying and implementing process or business improvements.
• Experience working with complex datasets and translating data insights into actionable credit strategies.
• Strong communication and stakeholder management skills, with the ability to influence across cross-functional teams.

Responsibilities

• Evaluate and refine the credit decisioning framework in partnership with product, finance, and second-line credit risk teams to ensure alignment with risk appetite.
• Assess new credit expansion opportunities and execute against approved strategies with rigor and accountability.
• Design and maintain review processes to monitor credit assumptions and ensure sound execution.
• Partner with risk strategy teams to define variables for new credit models and collaborate with the modeling team on the modeling suite and roadmap.
• Develop and implement performance metrics to track portfolio health and strategy effectiveness.
• Maintain a strong regulatory and controls environment, ensuring compliance across all credit activities.
• Collaborate with stakeholders across risk, underwriting, legal, and finance to balance business growth with prudent risk management.

Skills

Credit risk assessment

Strategic thinking

Data analysis

Stakeholder management

Communication

Education

Bachelor's degree in Finance, Business Administration or related field

Job description

Chase is seeking a Card Acquisitions Risk Strategy Senior Associate to define and manage credit risk strategies for small business card acquisitions. You will partner across risk, product, finance, and modeling teams to shape underwriting policies and drive data-informed decisions affecting approve/decline decisions and credit line assignments.

The role requires analyzing risk, developing robust models, and communicating effectively with senior leadership to support growth with prudent risk