Senior Card Acquisition Risk Strategy Leader

JPMorganChase; Wilmington (DE); On-site; USD 110,000 - 160,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Card Acquisitions Risk Strategy Senior Associate to define and manage credit risk strategies for small business card acquisitions, balancing growth with prudent lending principles.

You will partner across risk, product, finance, and modeling teams to influence underwriting policies and data-informed decisions. You will contribute to approve/decline decisions and credit line assignments across our small business card portfolios, in a high-visibility environment

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• 4 years of experience in direct-to-consumer lending, originations, or retail credit at a large-scale financial services organization.
• Demonstrated ability to evaluate and manage credit risk with strong analytical skills.
• Proven strategic thinking and execution capabilities for process or business improvements.
• Experience with complex datasets and translating data insights into actionable credit strategies.
• Strong communication and stakeholder management across cross-functional teams.

Responsibilities

• Evaluate and refine the credit decisioning framework with product, finance, and second-line risk teams to align with risk appetite.
• Assess new credit expansion opportunities and execute approved strategies with rigor and accountability.
• Design and maintain review processes to monitor credit assumptions and ensure sound execution.
• Define variables for new credit models and collaborate with the modeling team on the roadmap.
• Develop and implement performance metrics to track portfolio health and strategy effectiveness.
• Maintain regulatory and controls environment across all credit activities.
• Collaborate with stakeholders to balance growth with prudent risk management.

Skills

Credit risk evaluation

Quantitative analytics

Qualitative analysis

Strategic thinking

Data-driven decisions

Stakeholder management

Communication

Education

Bachelor's degree in Finance/Business Administration or related field

Job description

JPMorgan Chase & Co. is seeking a Card Acquisitions Risk Strategy Senior Associate to define and manage credit risk strategies for small business card acquisitions, balancing growth with prudent lending principles.

You will partner across risk, product, finance, and modeling teams to influence underwriting policies and data-informed decisions. You will contribute to approve/decline decisions and credit line assignments across our small business card portfolios, in a high-visibility environment