SMB Card Risk & Strategy Associate

Next Frontier Capital; Wilmington (DE); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health care coverage

On-site health centers

Retirement savings plan

Tuition reimbursement

Mental health support

Financial coaching

Backup childcare

Job summary

Chase is seeking an Associate in Card Acquisitions Risk SMB Strategy to influence risk strategies in the newly created 1st line card credit function. You will help shape risk appetite for Small Business within Card acquisitions and guide underwriting policies to balance growth with prudent risk.

In this role you will collaborate across risk, underwriting, finance and legal, develop metrics, manage risk-taking for card originations, and ensure strong regulatory controls.

Qualifications

• Bachelor’s Degree in finance, business administration, or a related field is required.
• 2+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business.
• Ability to evaluate and manage credit risk effectively; Exceptional quantitative and qualitative finance and analytical skills.

Responsibilities

• Evaluate the Credit Box in partnership with SMB Acquisitions Lead, Product GM’s, Finance and the second line of defense Credit Risk team.
• Directly engage in assessing new expansion opportunities. Execute against approved opportunities.
• Set up reviews and processes to ensure we are executing well on our credit assumptions.
• Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the modeling suite and roadmap.
• Develop and implement metrics to track performance.
• Maintain a strong regulatory and controls environment.
• Collaborate across stakeholders in business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk.

Skills

Credit risk assessment

Data analysis

Financial services experience

Education

Bachelor’s Degree in finance or business

Job description

Chase is seeking an Associate in Card Acquisitions Risk SMB Strategy to influence risk strategies in the newly created 1st line card credit function. You will help shape risk appetite for Small Business within Card acquisitions and guide underwriting policies to balance growth with prudent risk.

In this role you will collaborate across risk, underwriting, finance and legal, develop metrics, manage risk-taking for card originations, and ensure strong regulatory controls.