Small Business Banking Underwriter (Hybrid/Remote)

UMB Bank; Topeka (KS); Hybrid; USD 68,000 - 100,000; Full time

Benefits offered by this job

Paid Time Off

401(k) matching program

Annual incentive pay

Paid holidays

Medical, dental, vision, and other ins

Health savings, flexible spending, and

Dependent care accounts

Adoption assistance

Employee assistance program

Fitness reimbursement

Tuition reimbursement

Associate wellbeing program

Associate emergency fund

Other associate banking benefits

Job summary

UMB Bank in multiple locations is seeking a Hybrid Small Business Banking Underwriter to analyze financial statements and perform cash flow, collateral, and credit analyses for commercial loans.

The role requires 2+ years in commercial lending, strong MS Office skills, and solid communication and relationship-building abilities. The position offers a hybrid schedule with compensation details and extensive employee benefits.

Qualifications

• Bachelor's Degree in (or emphasis in) business, marketing or finance preferred.
• 2+ years of experience in commercial lending or related banking.
• Proficiency on MS Office products (Word, PowerPoint, and Excel).
• Excellent communication skills (written & verbal).
• Good interpersonal & relationship building skills.
• Strong understanding & knowledge of accounting principles, financial statements, & marketing practices.
• Knowledge of SBSS Scoring Model preferred.
• Ability to analyze and review loan applications to provide profitable results in the underwriting of small business loans and related credit products.

Responsibilities

• Analyze financial statements.
• Utilize bank systems for loan processing and completion of loan proposal.
• Complete underwriting and communicate credit decisions within SLA benchmarks.
• Work closely with bank associates to facilitate loan closings.
• Manage pipeline of credits and prioritize incoming credit requests and tasks.
• Maintain working knowledge and stay current on lending and other bank policies.

Skills

Communication skills

Interpersonal skills

Accounting principles

SBSS Scoring Model

Education

Bachelor's degree in business/finance

Tools

MS Office

Job description

UMB Bank in multiple locations is seeking a Hybrid Small Business Banking Underwriter to analyze financial statements and perform cash flow, collateral, and credit analyses for commercial loans.

The role requires 2+ years in commercial lending, strong MS Office skills, and solid communication and relationship-building abilities. The position offers a hybrid schedule with compensation details and extensive employee benefits.