Skip Trace Specialist

OneMain Financial; West Valley City (UT); On-site; USD 21,000 - 30,000; Full time

Benefits offered by this job

Health and wellbeing options

401(k) matching

Employee Stock Purchase Plan (ESPP)

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial in West Valley City, UT is seeking a Skip Trace Specialist to locate customers and collateral using skip tracing methods. You will manage a repossession queue and ensure compliance with FDCPA and CFPB regulations while coordinating with vendors and handling paperwork.

The role requires a high school diploma, 1+ year skip tracing and collections experience, and strong MS Office skills. The position is onsite with an hourly pay model and bonus potential.

Qualifications

• Must have high school diploma or GED.
• At least 1 year of skip tracing experience in DRN, RDN, idiCORE, Carfax, etc.
• 1+ years of collections or call center experience.
• Strong understanding of skip tracing and systems.

Responsibilities

• Perform and complete skip tracing activities on all assigned accounts to prevent charge-offs and losses.
• Maintain and establish new repossession and transport vendor relationships.
• Manage all accounts from repossession assignment to transport to auction.
• Complete required paperwork including Federal and State letters.

Skills

Skip tracing

Collections experience

Microsoft Office

Negotiation

Education

High School diploma or GED

Tools

DRN

RDN

idiCORE

Carfax

Job description

As a Skip Trace Specialist, you will locate customers and collateral using various investigative (skip tracing) techniques. All duties and tasks must be completed by adhering to FDCPA and CFPB regulations. Manages a repossession queue of approximately 70-100 accounts maintaining charge offs at an acceptable rate as determined by management.

In the Role

• Perform and complete skip tracing activities on all assigned accounts to prevent the charge off and company loan loss. This includes inbound/outbound calls to discuss delinquency resolution.
• Maintain and establish new repossession and transport vendor relationships.
• Manage all accounts that have been assigned to them from the repossession assignment to the transportation of the vehicle to the auction.
• Completes required applicable paperwork including sending all required Federal and State regulation letters.

Requirements

• High School diploma or GED required
• At least 1 year of skip tracing experience in DRN, RDN, idiCORE, Carfax, etc.
• 1+ years of collections or call center experience
• Strong understanding of skip tracing and systems
• Working knowledge of Microsoft Office Suite, including Excel and Word.

Preferred

• Excellent customer service skills.
• Excellent phone and negotiation skills.
• Collateral lending experience

Location: Onsite in West Valley City, UT

Pay: Hourly + bonus potential

Schedule: Monday through Friday from 9:00am-6:00pm with a rotating Saturday shift every 6 weeks.

Who We Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we've looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we're committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There's never been a better time to shine with OneMain. Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That's why we've packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days' vacation per year, prorated based on start date)
• Paid sick leave as determined by state or local ordinance (prorated based on start date)
• 11 Paid holidays (4 floating holidays, prorated based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)