Senior Wholesale Credit Portfolio Manager

City National Bank (CNB); Coral Gables (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

City National Bank of Florida seeks a Wholesale Portfolio Management Officer to underwrite, manage, and grow a credit portfolio while ensuring policy compliance. You will lead end-to-end portfolio actions, analyze credit trends, and collaborate with RMs, risk officers, and operations to optimize asset quality and opportunities.

The role emphasizes face-to-face client engagement, covenant management, and data-driven decision-making to support growth and risk controls within CNB's framework.

Qualifications

• 10+ years of experience in complex credit portfolios.
• Strong understanding of credit risk principles and underwriting standards.
• Experience with nCino, Salesforce, and MS Office.
• Ability to build client relationships face-to-face and consultative interactions.
• Regulatory compliance knowledge and risk management focus.

Responsibilities

• Own end-to-end portfolio management and ensure timely actions.
• Analyze credit trends and maintain asset quality per risk policies.
• Manage covenant waivers, CAMs, and extension/modification processes.
• Prepare documentation for renewals, reviews, and audits.
• Collaborate with RMs, Portfolio Risk Officers, Credit Specialists, and Operations teams.
• Engage with clients in face-to-face meetings to discuss credit structures.

Skills

Credit risk

Financial analysis

Underwriting

Negotiation

Communication

Data-driven decisions

Cross-functional

Mentoring

Client relationships

Education

Bachelor's degree

Equivalent combination of education/experience

Tools

nCino

Salesforce/Elevate

Microsoft Office

Job description

City National Bank of Florida seeks a Wholesale Portfolio Management Officer to underwrite, manage, and grow a credit portfolio while ensuring policy compliance. You will lead end-to-end portfolio actions, analyze credit trends, and collaborate with RMs, risk officers, and operations to optimize asset quality and opportunities.

The role emphasizes face-to-face client engagement, covenant management, and data-driven decision-making to support growth and risk controls within CNB's framework.