Senior Wholesale Portfolio Risk & Underwriting Lead

City National Bank (CNB); Coral Gables (FL); On-site; USD 120,000 - 180,000; Full time

Job summary

City National Bank of Florida is seeking a Wholesale Portfolio Risk Officer to ensure portfolio quality, lead debt product opportunities, and oversee underwriting, structuring, and credit package preparation for review and approval. This role interfaces with clients to build relationships and uphold underwriting standards.

The position requires analyzing cash flows, monitoring portfolio performance, and maintaining credit policies across debt products, with regular client visits and

Qualifications

• Strong communication and analytical/technical skills including financial accounting and loan structuring.
• 5-10 years of small business banking credit risk and lending experience.
• Completion of formal credit training.

Responsibilities

• Underwrite Commercial and Industrial loans and Commercial Real Estate loans.
• Renewals of commercial real estate loans and opening of new loans.
• Manage wholesale risk portfolios including underwriting and relationship tracking.
• Provide independent credit decisions per bank policies and guidelines.
• Coordinate with Relationship managers to gather data and monitor portfolio trends.
• Maintain and update credit policy and underwriting guidelines for debt products.

Skills

Credit risk analysis

Financial analysis

Loan structuring

Communication skills

Negotiation

Interpersonal skills

Education

Bachelor's degree in Finance/Accounting/Business

Equivalent combination of education/experience

Job description

City National Bank of Florida is seeking a Wholesale Portfolio Risk Officer to ensure portfolio quality, lead debt product opportunities, and oversee underwriting, structuring, and credit package preparation for review and approval. This role interfaces with clients to build relationships and uphold underwriting standards.

The position requires analyzing cash flows, monitoring portfolio performance, and maintaining credit policies across debt products, with regular client visits and