Senior Wholesale Portfolio Risk Officer

City National Bank of Florida; Coral Gables (FL); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Health coverage: Medical, dental, and,

401(k) with matching

Paid time off & holidays

Wellness resources

Job summary

City National Bank of Florida is seeking a Wholesale Portfolio Risk Officer to maintain portfolio quality through manual underwriting, credit analysis, and structured debt solutions. You will interface with clients and partners to expand relationships while upholding credit policy and underwriting guidelines for debt products.

In this role, you will manage risk portfolios, monitor trend indicators, and collaborate with lines of business to gather data.

Qualifications

• 5–10 years of small business banking credit risk and small business lending experience.
• Completion of formal credit training.
• Strong communication and analytical/technical skills are required, including financial accounting and loan structuring.
• Demonstrated business calling and negotiation experience are necessary.
• Exposure to multiple business lines is required with experience at handling more complex transactions.
• Good interpersonal skills are required to deal with banking professionals with various skill sets, risk management staff, clients and auditors.

Responsibilities

• Underwrite Commercial and Industrial loans and renewals and open new loans to render a lending decision.
• Perform 100% manual non-automated portfolio underwriting and credit analysis.
• Manage Wholesale Risk portfolios including underwriting.
• Maintain and present portfolio reports for renewals, reviews, servicing events and covenants.
• Determine creditworthiness; determine trends and credit grading; structure credits; provide independent recommendations per policies.
• Collaborate with lines of business to gather data for portfolio view.
• Analyze wide-ranging business risks and provide insight into portfolio performance.
• Monitor portfolio activity via reports and compatibility with monthly requirements.
• Coordinate financial statement requests from clients with Wholesale Banking Relationship managers.
• Ensure renewal/servicing timeframes are met and documents are properly managed.
• Attend joint appointments and visit clients.

Skills

Financial analysis

Loan structuring

Negotiation

Communication

Education

Finance

Accounting

Business Administration

Economics

Job description

City National Bank of Florida is seeking a Wholesale Portfolio Risk Officer to maintain portfolio quality through manual underwriting, credit analysis, and structured debt solutions. You will interface with clients and partners to expand relationships while upholding credit policy and underwriting guidelines for debt products.

In this role, you will manage risk portfolios, monitor trend indicators, and collaborate with lines of business to gather data.