Senior VP, Consumer Lending — Growth & Credit Excellence

SAN-Antonio-Citizens-Federal-Credit-Unio

San Antonio (FL)

On-site

USD 160,000 - 260,000

Full time

2 days ago
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Benefits offered by this job

Medical coverage
Dental coverage
Vision coverage
401(k)
Life Insurance
FSA
Paid Time Off
Snack room

Job summary

San Antonio Citizens Federal Credit Union is seeking a VP of Consumer Lending to drive strategy, growth, and credit quality across auto, unsecured, and card portfolios. The role reports to the Chief Lending Officer and collaborates with Finance, Operations, Marketing, Compliance, and Technology to improve delivery and automation.

The position requires 7+ years in consumer lending with at least 3 years in leadership, deep underwriting and risk expertise, and strong executive communication to

Qualifications

  • 7+ years progressive consumer lending experience.
  • 3+ years people leadership.
  • Expertise in underwriting, portfolio analytics, pricing, credit risk, and regulatory expectations.
  • Strong executive communication and stakeholder management.

Responsibilities

  • Lead consumer lending strategy and portfolio growth, maintaining strong credit quality and risk management.
  • Coordinate with Finance, Operations, Marketing, Compliance, and Technology to improve delivery and automate processes.
  • Set annual goals and growth initiatives; monitor production, yield, profitability, and risk indicators.
  • Ensure regulatory, audit, and exam readiness and respond to supervisory inquiries.

Skills

Lending leadership
Underwriting expertise
Portfolio analytics
Regulatory knowledge
Executive communication
Stakeholder management

Job description

San Antonio Citizens Federal Credit Union is seeking a VP of Consumer Lending to drive strategy, growth, and credit quality across auto, unsecured, and card portfolios. The role reports to the Chief Lending Officer and collaborates with Finance, Operations, Marketing, Compliance, and Technology to improve delivery and automation.

The position requires 7+ years in consumer lending with at least 3 years in leadership, deep underwriting and risk expertise, and strong executive communication to

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