Head of Consumer Lending & Growth

Default Brand; Laurel (MD); On-site; USD 179,000 - 223,000; Full time

Job summary

Tower Federal Credit Union is seeking a Vice President, Consumer Lending to lead the Consumer Lending Department, including Central Underwriting, Processing and Funding, Electronic Lending, and Indirect Lending. The role drives growth, oversees compliance, and manages relationships with key vendors and partners.

The VP will guide underwriting guidelines, policy updates, and the development of new loan products, ensuring secure, compliant operations across channels and delivering strong member

Qualifications

• Bachelor's degree in business administration, finance, or a related field.
• Ten years of progressively responsible consumer lending related experience.
• Minimum of five years of management experience.
• Three years of loan underwriting experience or an equivalent combination of education and experience.

Responsibilities

• Directs and controls the operation of the Consumer Lending Department.
• Hires, motivates, evaluates, and develops department staff.
• Oversees electronic lending and underwriting guidelines.
• Manages indirect lending programs and third-party relationships.
• Develops and implements consumer loan products and delivery channels.
• Monitors risk-based pricing and loan performance.

Skills

Indirect lending management

Project management

Sales and relationship management

Loan underwriting

Risk-based pricing

Financial analysis

Vendor relationship management

Cross-functional leadership

Education

Bachelor's degree in business administration, finance, or a related field

Job description

Tower Federal Credit Union is seeking a Vice President, Consumer Lending to lead the Consumer Lending Department, including Central Underwriting, Processing and Funding, Electronic Lending, and Indirect Lending. The role drives growth, oversees compliance, and manages relationships with key vendors and partners.

The VP will guide underwriting guidelines, policy updates, and the development of new loan products, ensuring secure, compliant operations across channels and delivering strong member