Senior Underwriter & Portfolio Manager – Middle Market

First Citizens Bank; Raleigh (NC); Hybrid; USD 150,000 - 190,000; Full time

Benefits offered by this job

Benefits program

Job summary

First Citizens Bank is seeking a Senior Manager - Middle Market Banking Underwriting in Raleigh, NC. The role focuses on underwriting privately held and public companies, with deep credit product knowledge across senior secured lending, owner-occupied real estate, and enterprise value financings.

You will lead an underwriting and portfolio management team, coordinate with senior management and Credit Partners, and manage post-closing portfolio risk while supporting growth and shareholder value.

Qualifications

• Bachelor's Degree and 8 years' experience OR High School Diploma or GED/Equivalent and 12 years' experience in Credit analysis, underwriting or Risk Management
• Preferred: Master's Degree or Bachelor's degree in Business, Finance, Economics
• Management or Supervisory experience
• Middle Market, Corporate Banking, Leveraged Lending

Responsibilities

• Run/coordinate underwriting from initial client discussions to closing, including loan documentation negotiation and closing
• Interface with Borrowers, Agent Banks, and Third Party Intermediaries
• Actively participate in credit approval meetings with Credit Partners
• Oversee post-closing loan modifications, extensions, and ongoing portfolio monitoring
• Advise executive management on opportunities to enhance shareholder return
• Lead underwriting and portfolio management team and manage performance and training

Skills

Credit analysis

Financial modeling

Credit structuring

Senior secured lending

Owner-occupied real estate

Enterprise value financings

Communication with senior management

Education

Bachelor's Degree

High School Diploma or GED

Master's Degree in Business/Finance/Economics

Tools

Credit evaluation processes

Job description

First Citizens Bank is seeking a Senior Manager - Middle Market Banking Underwriting in Raleigh, NC. The role focuses on underwriting privately held and public companies, with deep credit product knowledge across senior secured lending, owner-occupied real estate, and enterprise value financings.

You will lead an underwriting and portfolio management team, coordinate with senior management and Credit Partners, and manage post-closing portfolio risk while supporting growth and shareholder value.