Senior Middle Market Underwriting & Portfolio Lead

First Citizens Bank; Atlanta (GA); Hybrid; USD 150,000 - 190,000; Full time

Job summary

First Citizens Bank is seeking a senior professional for Middle Market Banking in a hybrid Atlanta office. The role focuses on underwriting, portfolio management, and advisory services to privately held and publicly traded companies, guiding credit decisions with senior leadership.

Responsibilities include leading underwriting from discussions to closing, coordinating with borrowers and partners, and monitoring post-closing risk and portfolio health.

Qualifications

• Bachelor's Degree with 8+ years in Credit analysis, underwriting or Risk Management.
• High School Diploma or GED with 12+ years in Credit analysis, underwriting or Risk Management.

Responsibilities

• Run/coordinate underwriting from initial discussions to closing, including term sheet and Credit Approval Memo.
• Interface with Borrowers, Agent Banks, and Third Party Intermediaries.
• Participate in credit approval meetings with Credit Partners.
• Oversee post-closing loan modifications, extensions, and portfolio monitoring.
• Lead underwriting and portfolio management team, train and evaluate staff.

Skills

Credit analysis

Underwriting

Risk management

Financial modeling

Credit product knowledge

Communication

Education

Bachelor's degree

High school diploma or GED

Job description

First Citizens Bank is seeking a senior professional for Middle Market Banking in a hybrid Atlanta office. The role focuses on underwriting, portfolio management, and advisory services to privately held and publicly traded companies, guiding credit decisions with senior leadership.

Responsibilities include leading underwriting from discussions to closing, coordinating with borrowers and partners, and monitoring post-closing risk and portfolio health.