Senior Underwriter & Portfolio Manager, Middle Market

First Citizens Bank; Greenville (SC); Hybrid; USD 150,000 - 210,000; Full time

Job summary

First Citizens Bank in Greenville, SC seeks a VP, Sr Underwriter Portfolio Manager for Middle Market Banking. This hybrid role focuses on underwriting and portfolio management of middle market financing, with emphasis on risk assessment, credit analysis, and collaboration with relationship managers and partners.

You will lead the underwriting process, monitor portfolio performance, and communicate credit recommendations to senior management, while mentoring teammates and ensuring compliance with

Qualifications

• Bachelor's degree with 6+ years in credit analysis, underwriting or risk management or alternative with 10 years of relevant experience.
• Experience in middle market banking and leveraged lending preferred.
• Ability to communicate credit recommendations to senior management.

Responsibilities

• Lead the underwriting process from initial client discussions to closing, including deal vetting, structuring, term sheet issuance and closing.
• Interface with Borrowers, Agent Banks, and Third Party Intermediaries and participate in credit approval meetings.
• Monitor post-closing modifications, extensions and ongoing portfolio risk and reporting.
• Mentor junior team members and ensure compliance with bank policies and procedures.

Skills

Credit analysis

Financial modeling

Deal structuring

Guarantor analysis

Senior management communication

Education

Bachelor's degree

High School Diploma or GED

Job description

First Citizens Bank in Greenville, SC seeks a VP, Sr Underwriter Portfolio Manager for Middle Market Banking. This hybrid role focuses on underwriting and portfolio management of middle market financing, with emphasis on risk assessment, credit analysis, and collaboration with relationship managers and partners.

You will lead the underwriting process, monitor portfolio performance, and communicate credit recommendations to senior management, while mentoring teammates and ensuring compliance with