VP, Senior Underwriter & Middle-Market Portfolio Leader

First Citizens Bank; Atlanta (GA); Hybrid; USD 160,000 - 210,000; Full time

Job summary

First Citizens Bank is seeking a VP, Sr Underwriter Portfolio Manager for Middle Market Banking in a hybrid role, combining office-based collaboration with flexible work. The role emphasizes underwriting and portfolio management of middle market transactions, requiring strong credit analysis, modeling, structuring, and communication with senior management.

The position involves leading underwriting from initial discussions to closing, coordinating with Relationship Managers, Credit Partners, and

Qualifications

• Bachelor's degree and at least 6 years in credit analysis, underwriting or risk management
• High school diploma or GED with 10 years in credit analysis, underwriting or risk management
• Experience with middle market lending and real estate lending is a plus

Responsibilities

• Lead the underwriting process from client discussions to closing, including memo preparation
• Interface with borrowers, agent banks, and third-party intermediaries
• Actively participate in credit approval meetings with Credit Partners
• Monitor post-closing loan modifications and ongoing portfolio risk
• Provide ongoing portfolio monitoring and risk rating accuracy to align with Bank balance sheet

Skills

Credit analysis

Financial modeling

Underwriting

Portfolio management

Communication skills

Credit risk management

Education

Bachelor's Degree

High School Diploma or GED

Job description

First Citizens Bank is seeking a VP, Sr Underwriter Portfolio Manager for Middle Market Banking in a hybrid role, combining office-based collaboration with flexible work. The role emphasizes underwriting and portfolio management of middle market transactions, requiring strong credit analysis, modeling, structuring, and communication with senior management.

The position involves leading underwriting from initial discussions to closing, coordinating with Relationship Managers, Credit Partners, and