Senior Director, Middle Market Underwriting & Portfolio

First Citizens Bank; Irvine (CA); Hybrid; USD 150,000 - 210,000; Full time

Job summary

First Citizens Bank is seeking a senior-level professional for a hybrid Middle Market Banking role in California. You will manage underwriting and portfolio activities for privately held and public clients, coordinating with borrowers, banks, and intermediaries to structure and close transactions.

The role emphasizes leadership, credit analysis expertise, and strong communication skills within a relationship-driven cultural environment. Competitive compensation and benefits are provided.

Qualifications

• Bachelor's Degree with 8+ years in Credit analysis or underwriting.
• High School Diploma with 12+ years in Credit analysis or Risk Management.

Responsibilities

• Run and coordinate the underwriting process from initial client discussions to closing, including deal vetting and term sheet issuance.
• Interface with Borrowers, Agent Banks, and Third Party Intermediaries; participate in credit approval meetings.
• Lead underwriting and portfolio management team; oversee staff performance, training, and evaluation.
• Monitor post-closing modifications, extensions, and portfolio risk, ensuring alignment with bank balance sheet and macroeconomic conditions.

Skills

Management or Supervisory

Detail Oriented

Commercial Credit

Verbal & Written Communication

Credit analysis

Education

Bachelor's Degree

High School Diploma or GED

Job description

First Citizens Bank is seeking a senior-level professional for a hybrid Middle Market Banking role in California. You will manage underwriting and portfolio activities for privately held and public clients, coordinating with borrowers, banks, and intermediaries to structure and close transactions.

The role emphasizes leadership, credit analysis expertise, and strong communication skills within a relationship-driven cultural environment. Competitive compensation and benefits are provided.