Middle Market Underwriter & Portfolio Leader

First Citizens Bank

Atlanta (GA)

Hybrid

USD 120,000 - 150,000

Full time

4 days ago

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Job summary

First Citizens Bank is seeking a seasoned credit underwriting leader for a hybrid role in Atlanta. You will oversee new business underwriting from initial client discussions to closing, including structuring and term sheet issuance, while coordinating with borrowers and intermediaries.

The position also covers ongoing portfolio management and strategic managerial responsibilities. The role requires strong middle-market finance experience, solid credit product knowledge, and a track record in

Qualifications

Bachelor's Degree and 8 years' experience in Credit analysis, underwriting or Risk Management.
High School Diploma or GED/Equivalent with 12 years' experience in Credit analysis, underwriting or Risk Management.
Master's Degree or Bachelor's degree in Business, Finance, Economics is preferred.
Management or Supervisory experience is preferred.

Responsibilities

Run/coordinate the underwriting process from initial client discussions to closing, including deal vetting, structuring, term sheet issuance, and loan documentation negotiation.
Interface with Borrowers, Agent Banks, and Third Party Intermediaries.
Lead underwriting and portfolio management team and supervise staff; monitor risk and performance.