Senior Underwriter - Non-QM & DSCR Loans (Remote)

Visio Lending; Austin (TX); Hybrid; USD 53,519 - 73,040; Full time

Benefits offered by this job

Collaborative culture

Growth opportunities

Flexibility with remote work options

Job summary

A leading rental home financing company in Austin is seeking an Underwriter III responsible for underwriting complex Non-QM and DSCR investor loans. This role includes managing loan files, making independent underwriting decisions, and offering mentorship to other underwriters. The ideal candidate will have over 5 years of experience in mortgage underwriting and must possess advanced manual underwriting skills. The position offers flexibility for remote work and is an excellent opportunity to contribute to a dynamic team.

Qualifications

• 5+ years of mortgage underwriting experience, especially with Non-QM loans.
• Proven ability to manage time-sensitive, high-complexity loan files.
• Excellent communication skills, both written and verbal.

Responsibilities

• Manage a pipeline of complex loan files and determine borrower eligibility.
• Independently complete underwriting decisions in accordance with standards.
• Serve as a subject matter expert on guidelines and investor requirements.

Skills

Mortgage underwriting expertise

Manual underwriting skills

Time management

Technology-savvy

Communication skills

Education

High School diploma or GED

Associate or bachelor’s degree

Tools

Calyx Point

SalesForce

Job description

A leading rental home financing company in Austin is seeking an Underwriter III responsible for underwriting complex Non-QM and DSCR investor loans. This role includes managing loan files, making independent underwriting decisions, and offering mentorship to other underwriters. The ideal candidate will have over 5 years of experience in mortgage underwriting and must possess advanced manual underwriting skills. The position offers flexibility for remote work and is an excellent opportunity to contribute to a dynamic team.