Remote Non-QM Underwriter: DSCR & Multi-Family Expert

Deephaven Mortgage LLC; North Carolina; Hybrid; USD 60,099 - 85,595; Full time

Benefits offered by this job

Flexible Time to Recharge

Generous employer-matched 401(k) plan

Comprehensive health insurance

Competitive maternity and paternity leave

Mentorship opportunities

Job summary

Deephaven Mortgage LLC is looking for a Mortgage Underwriter responsible for evaluating mortgage loan applications outside traditional QM guidelines. This role supports key decision-making for loan approvals and is fully remote, allowing work from any state in the U.S.

The ideal candidate will have 5+ years of underwriting experience, proficiency in Encompass, and strong critical thinking skills. The position offers a comprehensive benefits package, including flexible time off and health insurance from day one.

Qualifications

• 5+ years of experience as an underwriter.
• Ability to manually calculate income across all non-QM programs.
• Strong understanding of non-QM guidelines and investor overlays.

Responsibilities

• Manually underwrite mortgage loan transactions.
• Perform quality control audits of third-party vendors.
• Collaborate with internal staff to clear loan conditions.

Skills

Non-QM underwriting experience

High-volume underwriting background

Excellent communication skills

Strong critical thinking

Tools

Encompass

Job description

Deephaven Mortgage LLC is looking for a Mortgage Underwriter responsible for evaluating mortgage loan applications outside traditional QM guidelines. This role supports key decision-making for loan approvals and is fully remote, allowing work from any state in the U.S.

The ideal candidate will have 5+ years of underwriting experience, proficiency in Encompass, and strong critical thinking skills. The position offers a comprehensive benefits package, including flexible time off and health insurance from day one.