Senior Technology Commercial Banking RM

Citizens Bank; San Francisco (CA); On-site; USD 175,000 - 260,000; Full time

Job summary

Citizens Bank seeks a Commercial Banking Relationship Manager - Technology for its Middle Market team in San Francisco. You will be the primary liaison for executives, coordinating delivery of a wide range of bank products and services through cross-functional partners.

You will assess client needs, structure sophisticated financings, manage risk, and drive revenue across credit and non-credit products, including capital markets solutions. Strong credit and sales aptitude are essential.

Qualifications

• Minimum 12 years of relevant commercial banking experience.
• Proven record of soliciting, selling, and structuring secured and unsecured financings.
• Strong credit skills with ability to read financial statements quickly.
• Independent thinker with excellent communication and sales skills.
• Experience coordinating deal teams with product partners.

Responsibilities

• Manage a portfolio of credit and non-credit client relationships.
• Lead new client acquisition to generate margin and fee-based revenue.
• Structure complex financings and advise on capital markets needs.
• Coordinate with Portfolio Management and Credit teams to serve client needs.
• Provide strategic input and risk management through client discussions.

Skills

Relationship management

Credit analysis

Financial modeling

Deal negotiation

Sales skills

Communication skills

Independent thinker

Education

Bachelor's Degree

Masters Degree

Job description

Citizens Bank seeks a Commercial Banking Relationship Manager - Technology for its Middle Market team in San Francisco. You will be the primary liaison for executives, coordinating delivery of a wide range of bank products and services through cross-functional partners.

You will assess client needs, structure sophisticated financings, manage risk, and drive revenue across credit and non-credit products, including capital markets solutions. Strong credit and sales aptitude are essential.