Senior Stop-Loss Underwriting Consultant - Strategy & Growth

symetraexternal; United States; Hybrid; USD 106,000 - 177,000; Full time

Benefits offered by this job

Flexible hybrid remote options

401(k) with company match up to 6%

Paid time off, vacation, sick leave &

Company matching for charitable giving

Symetra Benefits Overview

Job summary

Symetra seeks a Senior Underwriting Consultant – Stop Loss to evaluate and price new and existing business, balancing profitability, growth, and market competitiveness. You will analyze financial and medical risk, manage a complex block of business, and collaborate with Sales, Brokers, TPAs, and internal partners to deliver strong outcomes.

Travel may be required to support business development and relationship-building activities; you will mentor underwriting staff and drive initiatives across

Qualifications

• 10+ years of Stop Loss underwriting experience.
• Strong knowledge of Stop Loss products, risk assessment, pricing methodologies, and underwriting principles.
• Proven analytical, problem-solving, and decision-making skills.

Responsibilities

• Underwrite new and renewal Stop Loss business by assessing financial, medical, and claims risk and determining appropriate pricing.
• Analyze employer group experience, claim history, and member-level medical information to evaluate risk and develop underwriting recommendations.
• Manage complex and high-visibility cases, including guideline exceptions and unique risk situations.
• Partner with Sales, Brokers, TPAs, and internal stakeholders to negotiate pricing and support competitive market positioning.
• Manage an assigned block of business while meeting goals related to profitability, growth, retention, service, and sales effectiveness.
• Serve as a trusted subject matter expert and mentor, providing guidance, training, and support to underwriting team members.
• Lead or contribute to underwriting initiatives, cross-functional projects, process improvements, and training efforts.
• Provide market intelligence and recommendations to support product, pricing, and underwriting strategy.
• Support RFP responses and other business development activities.
• Build and maintain strong relationships with clients, brokers, sales partners, and internal teams.
• Represent Symetra at industry and business events as needed.
• Travel occasionally to support business and relationship-building activities.

Skills

Underwriting

Pricing strategy

Client relations

Negotiation

Mentoring

Education

Bachelor's degree preferred

Tools

Microsoft Office

Job description

Symetra seeks a Senior Underwriting Consultant – Stop Loss to evaluate and price new and existing business, balancing profitability, growth, and market competitiveness. You will analyze financial and medical risk, manage a complex block of business, and collaborate with Sales, Brokers, TPAs, and internal partners to deliver strong outcomes.

Travel may be required to support business development and relationship-building activities; you will mentor underwriting staff and drive initiatives across