Remote Senior Stop-Loss Underwriting Consultant

Symetra; United States; Hybrid; USD 106,000 - 177,000; Full time

Benefits offered by this job

401(k) with employer matching up to 6%

Paid time off including vacation andS?

Job summary

Symetra seeks a Sr. Underwriting Consultant - Stop Loss to evaluate and price new and renewal business, balancing profitability, growth, and market competitiveness.

You will analyze medical and claims risk, manage a complex block of business, and collaborate with Sales, Brokers, and internal partners to deliver strong outcomes. You will underwrite Stop Loss risk, develop recommendations, mentor junior staff, and lead or contribute to underwriting initiatives, providing market intelligence to

Qualifications

• 10+ years of Stop Loss Risk Based Underwriting required.
• Strong knowledge of Stop Loss products, risk assessment, pricing methodologies, and underwriting principles.
• Proven analytical, problem-solving, and decision-making skills.
• Strong communication, relationship-building, and negotiation skills.
• Proficiency with Microsoft Office applications required.

Responsibilities

• Underwrite new and renewal Stop Loss business by assessing financial, medical, and claims risk and determining appropriate pricing.
• Analyze employer group experience, claim history, and member-level medical information to evaluate risk and develop underwriting recommendations.
• Manage complex and high-visibility cases, including guideline exceptions and unique risk situations.
• Partner with Sales, Brokers, TPAs, and internal stakeholders to negotiate pricing and support competitive market positioning.
• Manage an assigned block of business while meeting goals related to profitability, growth, retention, service, and sales effectiveness.
• Serve as a trusted subject matter expert and mentor, providing guidance, training, and support to underwriting team members.
• Lead or contribute to underwriting initiatives, cross-functional projects, process improvements, and training efforts.
• Provide market intelligence and recommendations to support product, pricing, and underwriting strategy.
• Support RFP responses and other business development activities.
• Build and maintain strong relationships with clients, brokers, sales partners, and internal teams.
• Represent Symetra at industry and business events as needed.
• Travel occasionally to support business and relationship-building activities.

Skills

Stop Loss underwriting

Analytical skills

Communication & negotiation

MS Excel

Education

High school diploma

Bachelor's degree preferred

Tools

Microsoft Office

Job description

Symetra seeks a Sr. Underwriting Consultant - Stop Loss to evaluate and price new and renewal business, balancing profitability, growth, and market competitiveness.

You will analyze medical and claims risk, manage a complex block of business, and collaborate with Sales, Brokers, and internal partners to deliver strong outcomes. You will underwrite Stop Loss risk, develop recommendations, mentor junior staff, and lead or contribute to underwriting initiatives, providing market intelligence to