Remote Life Underwriting Consultant — Expert Risk Advisor

symetraexternal; United States; Hybrid; USD 97,000 - 161,000; Full time

Benefits offered by this job

Flexible work arrangements

401(k) with company match

Paid time off and holidays

Company matching charitable giving

Benefits overview

Job summary

Symetra is seeking an Underwriting Consultant in its Life Underwriting Department to assess complex mortality risks and balance underwriting principles with customer needs. You will review applications, underwrite standard and substandard risks, and collaborate with senior underwriters on complex cases.

The role requires 7–10 years of relevant experience, strong analytical and negotiation abilities, and excellent communication with agents.

Qualifications

• Analytical and problem‑solving skills required.
• Strong attention to detail and ability to manage complex cases.
• Mastery of underwriting principles, practices, and life insurance contract law.
• Strong interpersonal and communication skills (written and verbal).
• Negotiation skills and the ability to explain decisions to agents/producers.

Responsibilities

• Review life insurance applications and underwrite standard and substandard risks within authority.
• Consult with senior underwriters and leadership on complex cases and obtain second signature for high‑value cases.
• Meet established turnaround times and act as a subject matter expert for underwriting guidance.
• Represent underwriting in cross‑functional projects and external functions as needed.
• Communicate underwriting decisions clearly to agents and producers while maintaining relationships.

Skills

Analytical skills

Problem-solving

Attention to detail

Underwriting knowledge

Interpersonal communication

Negotiation skills

Education

High school diploma required

College degree preferred

Job description

Symetra is seeking an Underwriting Consultant in its Life Underwriting Department to assess complex mortality risks and balance underwriting principles with customer needs. You will review applications, underwrite standard and substandard risks, and collaborate with senior underwriters on complex cases.

The role requires 7–10 years of relevant experience, strong analytical and negotiation abilities, and excellent communication with agents.