Senior Stop-Loss Underwriting Strategist

Symetra Financial Corporation; Northern (KY); Hybrid; USD 106,000 - 177,000; Full time

Benefits offered by this job

Flexible work arrangements

401(k) plan with company match

Paid time off and holidays

Company matching philanthropy

Job summary

Symetra is seeking a Sr. Underwriting Consultant - Stop Loss to evaluate and price new and existing business, balancing profitability, growth, and market competitiveness.

You will analyze financial and medical risk, manage a complex block of business, and collaborate with Sales, Brokers, and internal partners to drive strong outcomes. Responsibilities include underwriting stop loss, reviewing experience, negotiating pricing, and mentoring team members while traveling as needed to support client

Qualifications

• 10+ years of Stop Loss risk-based underwriting experience.
• Strong knowledge of Stop Loss products, risk assessment, pricing methodologies and underwriting principles.
• Proven analytical, problem-solving and decision-making skills.
• Strong communication, relationship-building and negotiation skills.
• Ability to travel periodically to meet business needs.

Responsibilities

• Underwrite new and renewal Stop Loss business by assessing financial, medical, and claims risk and determine pricing.
• Analyze employer group experience, claim history, and member-level medical information to evaluate risk and develop recommendations.
• Manage complex and high-visibility cases, including guideline exceptions and unique risk situations.
• Partner with Sales, Brokers, TPAs, and internal stakeholders to negotiate pricing and support market positioning.
• Manage an assigned block of business with goals for profitability, growth, retention, service and sales effectiveness.
• Provide guidance, training, and support to underwriting team members.

Skills

Stop Loss underwriting

Pricing methodologies

Risk assessment

Negotiation

Communication

Travel

Education

Bachelor's degree

Tools

Microsoft Office

Job description

Symetra is seeking a Sr. Underwriting Consultant - Stop Loss to evaluate and price new and existing business, balancing profitability, growth, and market competitiveness.

You will analyze financial and medical risk, manage a complex block of business, and collaborate with Sales, Brokers, and internal partners to drive strong outcomes. Responsibilities include underwriting stop loss, reviewing experience, negotiating pricing, and mentoring team members while traveling as needed to support client