Senior Stop-Loss Underwriter (Self-Funded)

Highmark Health; Jackson (MS); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group in Jackson, MS seeks an experienced Underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. You will assess risk, ensure profitability, and support growth within HMIG's risk framework.

The role involves preparing reports, assisting with renewals, and guiding junior analysts while adapting pricing to client-specific situations. Office-based position with 0–25% travel.

Qualifications

• Bachelor's degree in Mathematics, Actuarial Science, Finance, Business, CS or similar.
• 5–7 years underwriting self-funded and converting prospects to self-funding.
• Strong numeric and analytical skills with risk-aware pricing.
• Experience aligning quotes with HMIG risk strategy and profitability.

Responsibilities

• Price quotes and analyze group contracts to ensure profitability.
• Prepare reports on underwriting results and pricing rationale.
• Renewals and new business at profitable levels; coordinate with teams.
• Guide lower level analysts and support policy adaptation for clients.

Skills

Stakeholder communication

Systems literacy

Independent project work

Ethical practice

Math and analytics

Education

Bachelor's Degree in quantitative field

Job description

HM Insurance Group in Jackson, MS seeks an experienced Underwriter to price quotes and analyze group contract structures based on claims experience and employee group characteristics. You will assess risk, ensure profitability, and support growth within HMIG's risk framework.

The role involves preparing reports, assisting with renewals, and guiding junior analysts while adapting pricing to client-specific situations. Office-based position with 0–25% travel.