Senior Medical Stop-Loss Underwriter - Drive Risk & Growth

Highmark Health; Atlanta (GA); On-site; USD 79,000 - 127,000; Full time

Job summary

HM Insurance Group is seeking an experienced underwriter to price quotes for group contracts based on claims, employee group characteristics, and risk factors. You will work within established underwriting policies to ensure profitability and growth, providing analysis and reports to support pricing decisions.

The role requires 5–7 years of underwriting experience, a quantitative degree, and strong analytical and communication skills.

Qualifications

• Bachelor's degree in a quantitative field or related discipline.
• 5–7 years’ underwriting experience in self-funded or converting plans.
• Strong mathematical and analytical abilities with accounting/financial acumen.

Responsibilities

• Manage renewals and new business at profitable levels.
• Calculate rates and interpret pricing policies.
• Identify unusual claim patterns and advise on pricing adjustments.
• Apply corporate risk management policies to pricing scenarios.
• Ensure compliance with enrollment rules and internal policies.
• Provide guidance to junior analysts and support across departments.

Skills

Analytical skills

Stakeholder communication

Problem solving

Negotiation

Team collaboration

Independent work

Privacy/compliance knowledge

Math aptitude

Education

Bachelor's degree (quantitative)

6+ years experience

Tools

Excel

Pricing systems

Data analysis tools

Job description

HM Insurance Group is seeking an experienced underwriter to price quotes for group contracts based on claims, employee group characteristics, and risk factors. You will work within established underwriting policies to ensure profitability and growth, providing analysis and reports to support pricing decisions.

The role requires 5–7 years of underwriting experience, a quantitative degree, and strong analytical and communication skills.