Senior Special Assets Commercial Underwriter II

Busey; Denver (CO); On-site; USD 85,000 - 115,000; Full time

Job summary

Busey in Denver seeks a Special Assets Commercial Underwriter II to provide accurate, timely credit underwriting to support portfolio management and new business development for the Relationship Managers they assist.

Key duties include financial statement spreading, ratio analysis, cash flow and collateral evaluation; preparation of CCAR memos; portfolio reviews and covenant monitoring; and assisting Relationship Managers with opportunity memos and loan approvals.

Qualifications

• Bachelor’s degree in Business or Finance required.
• 5+ years of Commercial Credit experience.
• 2+ years of Commercial Underwriter experience.

Responsibilities

• Financial statement spreading and ratio analysis (DSCR/FCCR) per guidelines.
• Evaluate cash flow, liquidity, profitability, and leverage to assess credit risk.
• Prepare CCAR memos with relevant risk information for loans.
• Assess collateral, industry data, and other credit information.
• Assist with portfolio management tasks including covenant testing and reviews.
• Assist Relationship Managers with opportunity memos and loan approvals.
• Maintain knowledge of loan policy and systems (nCino).
• Support sales process with customer calls as needed.

Skills

Strong oral and written communication

Microsoft Office

Knowledge of financial accounting

Education

Bachelor’s degree in Business or Finance

Tools

nCino

Job description

Busey in Denver seeks a Special Assets Commercial Underwriter II to provide accurate, timely credit underwriting to support portfolio management and new business development for the Relationship Managers they assist.

Key duties include financial statement spreading, ratio analysis, cash flow and collateral evaluation; preparation of CCAR memos; portfolio reviews and covenant monitoring; and assisting Relationship Managers with opportunity memos and loan approvals.