Senior Commercial Underwriter II – Special Assets

Busey; Dallas (TX); On-site; USD 85,000 - 115,000; Full time

Benefits offered by this job

401(k) match

Profit sharing

Employee stock purchase plan

Paid time off

Medical, dental, vision insurance

Life insurance

Long-term disability

Wellness incentives

Job summary

Busey is seeking a Commercial Underwriter II in Dallas to provide accurate, timely credit underwriting in support of portfolio management and new business development for assigned Relationship Managers.

The role involves cash flow analysis, CCCAR memos, collateral evaluation, and collaboration with lending staff to optimize credit decisions, while maintaining compliance with loan policies and processes.

Qualifications

• Strong oral and written communication skills.
• Proficiency in Microsoft Office.
• Knowledge of financial accounting.
• Requires a Bachelor’s degree in Business or Finance.
• Requires 5+ years of Commercial Credit experience.
• Requires 2+ years of experience in the Commercial Underwriter role.

Responsibilities

• Spread and analyze financial statements to assess debt coverage ratios.
• Evaluate cash flow, liquidity, profitability, and leverage to assess credit risk.
• Prepare CCAR memos with risk assessments for loan approvals.
• Assess collateral, industry data, and other credit information.
• Support portfolio management and monitor financial covenants and reports.
• Assist Relationship Managers with opportunity memos for new/existing relationships.
• Maintain knowledge of loan policy and systems such as nCino.
• Participate in sales calls with Relationship Managers.

Skills

Strong communication

MS Office

Financial accounting

Education

Bachelor’s degree in Business or Finance

5+ years Commercial Credit experience

2+ years Commercial Underwriter experience

Job description

Busey is seeking a Commercial Underwriter II in Dallas to provide accurate, timely credit underwriting in support of portfolio management and new business development for assigned Relationship Managers.

The role involves cash flow analysis, CCCAR memos, collateral evaluation, and collaboration with lending staff to optimize credit decisions, while maintaining compliance with loan policies and processes.