Senior SBA Underwriter | Up to $1M Lending Authority

Regions Bank; Houston (TX); On-site; USD 93,000 - 114,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Hoover, Alabama, is seeking an SBA Underwriter to support SBA loan underwriting. You will review loan requests, analyze financial statements, and prepare detailed credit packages for approval.

The role requires SBA experience, strong analytical skills, and the ability to mentor junior underwriters. It offers an exempt, full-time position with incentive eligibility and a clear path for growth within Regions.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• Seven years of SBA experience, commercial loan underwriting, financial analysis or portfolio management.
• Experience with SBA 7(a) and 504 Underwriting preferred.

Responsibilities

• Review SBA applications after Pre-Underwriting Review.
• Evaluate loan applications for accuracy, completeness, and eligibility per SOP.
• Prepare credit memos outlining terms and risk mitigation.
• Mentor SBA Underwriter I and II; support BU operations.
• Perform detailed financial statement spreads and repayment capacity analysis.

Skills

Analytical thinking

Problem solving

Written communication

Attention to detail

Collaborative work

Prioritization

Education

Bachelor's degree in Accounting, Finance, or related field

Job description

Regions Bank in Hoover, Alabama, is seeking an SBA Underwriter to support SBA loan underwriting. You will review loan requests, analyze financial statements, and prepare detailed credit packages for approval.

The role requires SBA experience, strong analytical skills, and the ability to mentor junior underwriters. It offers an exempt, full-time position with incentive eligibility and a clear path for growth within Regions.