Senior Risk & Fraud Programs Lead

Mercury; United States; Remote; USD 90,000 - 120,000; Full time

Job summary

Mercury is building a complete financial stack for startups, with a focus on risk and compliance. You will lead Bank Charter Readiness programs from zero to one, translating regulatory expectations into actionable plans and ensuring audit readiness across teams.

You will own the cadence of reviews for Fraud and Disputes, developing dashboards and narratives to communicate performance and risks to executives, and drive continuous improvement through data-driven strategies with cross-functional

Qualifications

• 5+ years of program management experience in risk, compliance, fraud, disputes, or operations.
• Experience in regulated financial services (bank or fintech) preferred.
• Strong cross-functional collaboration and communication skills.

Responsibilities

• Lead Bank Charter Readiness: define scope, milestones, dependencies, and risks; report to executives.
• Own cadence of Operational Quality Reviews and Monthly CORs for Fraud and Disputes; build dashboards and narratives.
• Use data to drive continuous improvement across Fraud, Disputes, and Risk UX; implement durable process and tooling changes.

Skills

Program management

Risk management

Compliance

Fraud

Disputes

Operations

Job description

Mercury is building a complete financial stack for startups, with a focus on risk and compliance. You will lead Bank Charter Readiness programs from zero to one, translating regulatory expectations into actionable plans and ensuring audit readiness across teams.

You will own the cadence of reviews for Fraud and Disputes, developing dashboards and narratives to communicate performance and risks to executives, and drive continuous improvement through data-driven strategies with cross-functional