Senior Retirement Plan Consultant--401(k)

CPS, Inc.; United States; Hybrid; USD 85,000 - 150,000; Full time

Benefits offered by this job

Healthcare package

Dental

Vision

Life insurance

Disability insurance

401(k) plan

Flexible work

Paid time off

Parental leave

Professional development

Job summary

CPS, Inc. in the United States is seeking a Senior Retirement Plan Consultant to join our team. This role blends technical compliance work with client interaction, focusing on defined contribution plans and plan provisions.

You will handle nondiscrimination testing, data collection, testing, 5500 filings, SARs, and stay current on regulatory developments, while working in a hybrid setup. ASPPA/NIPA credentials and 3+ years' DC experience preferred.

Qualifications

• Bachelor's degree preferred (relevant experience may substitute).
• 3+ years of defined contribution plan administration experience.
• Proficiency with FT William Modular Admin/Compliance Software.
• Demonstrated skill in ADP/ACP, 410(b), 414(s), Top Heavy testing.
• Strong written and verbal communication skills, with client relations experience.
• ASPPA, NIPA, or equivalent credential.
• Strong Excel and Word skills.
• Excellent organizational and problem-solving abilities in a fast-paced environment.

Responsibilities

• Perform nondiscrimination testing (ADP/ACP, 410(b), 414(s), and more) for a caseload of 80–100 qualified plans.
• Build and maintain strong client relationships, identifying opportunities to add value.
• Manage all aspects of DC plan administration—from data collection and testing through Form 5500/5500-SF and SAR preparation.
• Maintain a thorough understanding of plan documents and their provisions.
• Stay current on legislative and regulatory developments affecting DC plans.
• Collaborate closely with supervisors and colleagues, supporting team workflow.
• Use Teamwork and FT William Modular Admin/Compliance software to manage day-to-day work, along with other tools as needed.

Skills

Client relations

Strong communication

Excel

Word

Organizational skills

Education

Bachelor's degree preferred

ASPPA/NIPA credential

Tools

FT William Modular Admin/Compliance Software

Job description

A regional third-party administration firm providing retirement plan administration, compliance, and consulting services — spanning 401(k), 403(b), and Cash Balance plans — is growing its team and looking for a Senior Retirement Plan Consultant to join the ranks. This role blends technical compliance work with meaningful client interaction, making it a great fit for someone who enjoys both the numbers and the relationships behind them.

About the Role

This hybrid position (roughly 95% remote, with occasional on-site visits) focuses on the administration and compliance side of Defined Contribution plans while serving as a trusted resource for clients navigating their retirement plan needs.

What You'll Do

• Perform nondiscrimination testing (ADP/ACP, 410(b), 414(s), and more) for a caseload of 80–100 qualified plans
• Build and maintain strong client relationships, identifying opportunities to add value
• Manage all aspects of DC plan administration — from data collection and testing through valuation and Form 5500/5500-SF and SAR preparation
• Maintain a thorough understanding of plan documents and their provisions
• Stay current on legislative and regulatory developments affecting DC plans
• Collaborate closely with supervisors and colleagues, supporting team workflow
• Use Teamwork and FT William Modular Admin/Compliance software to manage day-to-day work, along with other tools as needed

What You Bring

• Bachelor's degree preferred (relevant experience may substitute)
• 3+ years of defined contribution plan administration experience
• Proficiency with FT William Modular Admin/Compliance Software
• Demonstrated skill in ADP/ACP, 410(b), 414(s), Top Heavy, and other nondiscrimination testing
• Strong written and verbal communication skills, with a track record in client relations
• ASPPA, NIPA, or equivalent credential
• Strong Excel and Word skills
• Excellent organizational and problem-solving abilities in a fast-paced environment

What's Offered

• Platinum PPO healthcare, dental, vision, and life insurance
• AD&D, STD, and LTD coverage
• Robust employer-sponsored retirement plan
• Flexible work arrangements and paid time off
• Parental leave and professional development support
• A secure, friendly work environment with access to local amenities

Salary Range: $85,000 - $150,000