Senior Repossession & Recovery Specialist

Radical Compliance; Kennesaw (GA); On-site; USD 45,000 - 60,000; Full time

Benefits offered by this job

401(k) and Profit Sharing

Fertility Benefits

Life and AD&D Insurance

Wellness Program

Short-Term Disability Coverage

Long-Term Disability

Ability to borrow Yamaha product

Job summary

Yamaha Motor Corporation, USA is seeking a Repossession Specialist II to join the Retail Finance Team in Kennesaw, GA. This role manages administration, documentation, notices, and compliance throughout the repossession process.

Responsibilities include assigning repossessions, appraising collateral, skipping tracing to locate customers, handling notices, calculating fees, and collaborating with vendors and dealers. Strong knowledge of FDCPA/SC R A/ FCRA and MS Office is required.

Qualifications

• Associates degree or equivalent combination of education/experience.
• 3 years of experience in consumer finance, auto finance, powersports finance, or secured lending.
• Strong knowledge of multi-state repossession laws, FDCPA, SCRA and FCRA.
• Knowledge of collections compliance requirements such as FDCPA, SCRA, bankruptcy, and privacy standards.
• Experience with loan servicing, CRM, or collections platforms.
• Proficiency in MS Office (Word, Excel, PowerPoint, Outlook).
• Knowledge of collections compliance requirements such as FDCPA, SCRA, bankruptcy, and privacy standards.
• Experience with loan servicing, CRM, or collections platforms.
• Proficiency in MS Office (Word, Excel, PowerPoint, Outlook).

Responsibilities

• Assign all repossessions, accurately appraise collateral and communicate with repossession vendors to secure collateral.
• Handle impound notices, track collateral location after repossession and handle redemptions.
• Obtain updates, approve fees from repossession vendors and timely act upon them to maximize recovery efforts.
• Locate customers and find new leads using advanced skip tracing.
• Handle inbound and outbound calls for past due accounts, collect and negotiate payment arrangements to cure delinquency.
• Build professional relationships with vendors supporting the repossession process.
• Ensure that notices such as right to cures and notices of sale are documented and mailed timely.
• Perform score cards on repossession performance and provide management reporting.
• Prepare account documentation for legal action and execute tasks given by management.
• Adhere to company policies and laws, including consumer contact regulations.
• Ensure add-on products (Service/Warranty/GAP) are cancelled timely.
• Back-up support for related roles.
• Other duties as assigned by management.
• Team will work split shifts and some Saturdays.

Skills

Skip tracing

Repossession knowledge

FDCPA/SC R A knowledge

MS Office

CRM/loan servicing familiarity

Education

Associates degree

Tools

CRM systems

Collections platforms

Job description

Yamaha Motor Corporation, USA is seeking a Repossession Specialist II to join the Retail Finance Team in Kennesaw, GA. This role manages administration, documentation, notices, and compliance throughout the repossession process.

Responsibilities include assigning repossessions, appraising collateral, skipping tracing to locate customers, handling notices, calculating fees, and collaborating with vendors and dealers. Strong knowledge of FDCPA/SC R A/ FCRA and MS Office is required.