Senior Remote E&S Property Underwriter

Cincinnati Insurance Company; Fairfield (OH); On-site; USD 75,000 - 125,000; Full time

Job summary

The Cincinnati Insurance Companies is seeking an experienced Excess and Surplus Lines property underwriter for its contract binding division in Fairfield, OH. This role works with underwriting, agents, actuarial and loss control to grow profitable business and maintain high service standards.

Starting pay ranges from $75,000 to $125,000 annually, with potential annual bonus and stock incentives based on performance. Remote work may be available if not located near headquarters.

Qualifications

• Experience underwriting commercial property risks, including higher hazard or unique properties.
• Ability to analyze loss control data and underwriting tools.
• Strong communication and relationship-building with producers and agencies.
• Familiarity with rating methodologies and underwriting guidelines.

Responsibilities

• underwrite, price and negotiate individual excess and surplus commercial property risks to determine risk acceptability, pricing, coverages, terms and conditions within company guidelines
• analyze loss control reports, loss experience and other underwriting tools and resources to make informed individual risk selections
• develop and maintain new and existing relationships with producers and agencies
• work with internal department staff on the development, refresh and/or maintenance of property line coverage forms, rating methodology and underwriting guidelines
• monitor product results to develop ideas and marketing plans to increase productivity and profitability
• maintain high service standards and conduct marketing visits in conjunction with underwriters and admitted lines counterparts
• work collaboratively and independently with a high level of authority and judgment
• collaborate with relevant underwriting teams to ensure proper placement of risks and communication on market and agency trends
• evaluate competitive intelligence and emerging trends to proactively recommend product property solutions
• drive select product initiatives from concept through implementation, with increasing ownership over time
• monitor production results, rate adequacy and profitability of property book

Skills

Strong organizational skills

Verbal and written communication

Strategic thinking with professionalAC

Education

Five+ years of commercial lines property underwriting experience

ASLI or CPCU designation (preferred)

Tools

Microsoft Word

Excel

PowerPoint

Outlook

Job description

The Cincinnati Insurance Companies is seeking an experienced Excess and Surplus Lines property underwriter for its contract binding division in Fairfield, OH. This role works with underwriting, agents, actuarial and loss control to grow profitable business and maintain high service standards.

Starting pay ranges from $75,000 to $125,000 annually, with potential annual bonus and stock incentives based on performance. Remote work may be available if not located near headquarters.